120 E Jefferson St, Georgetown, KY 40324 Property Records

Scott County property record for 120 E Jefferson St, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	1,440 sqft
Owner	Individual Name on Record
Tax Bill	$133 (2025)
Deeds & Mortgages	Jul 2021 Sale Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166-30-294.000`

Property Details

APN / Parcel Number

Primary APN	`166-30-294.000`

Interior

Stories	2 Stories
Building Area	1,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block

Location & Zoning

Street Address	120 E JEFFERSON ST
City	GEORGETOWN
State	KY
Zip	40324-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 53
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2020
Census Tract	40102

Owner

Source: Scott County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 E MAIN ST STE 6, 6, GEORGETOWN, KY 40324-1850
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed, Transfer
Jan 24, 2017	Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2024
Deed Sale	Dec 30, 2024
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Document Number	520330
Deed Book / Page	D454 / 394
Record Updated	Jun 8, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 29, 2021
Property Address	120 E JEFFERSON ST, GEORGETOWN, KY 40324-1708
Document Number	000D426/57
Book / Page	D426 / 57
Instrument Date	Jul 23, 2021
Instrument	439829
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$8.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 WALNUT ST, GEORGETOWN, KY 40324-1966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	126 E MAIN ST STE 6, 6, GEORGETOWN, KY 40324-1850

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 24, 2017
Property Address	120 E JEFFERSON ST, GEORGETOWN, KY 40324-1708
Document Number	D384/326
Book / Page	D384 / 326
Instrument Date	Jan 20, 2014
Instrument	364671
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2590 PEACOCK RD, 2590, PARIS, KY 40361-8854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E JEFFERSON ST, GEORGETOWN, KY 40324-1708

Mortgage

Document Number	M1321295
Date	Jan 24, 2017
Instrument	M1321/295

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Scott County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$133.00 (-2.21%)	$15,000 (-)	$15,000 (-)
2023	$136.00 (+43.16%)	$15,000 (+36.36%) Land $15,000	$15,000 (+36.36%) Land $15,000
2022	$95.00	$11,000 Land $11,000	$11,000 Land $11,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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