Scott County property record for 118 E Jefferson St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2,000 sqft |
| Lot Size | 0.087 acres (3,813 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,900 (Oct 2006) |
| Tax Bill | $613 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-30-283.000 |
| Primary APN | 166-30-283.000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,000 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,813 sqft (0.087 acres) |
| Street Address | 118 E JEFFERSON ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 53 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40102 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 E JEFFERSON ST, GEORGETOWN, KY 40324-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2006 · Amount on Record |
| Deed Sale | Oct 13, 2006 · Amount on Record |
| Deed Document Number | 2006148395 |
| Deed Book / Page | 305 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 118 E JEFFERSON ST, GEORGETOWN, KY 40324-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | M1405/178 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | M1405/178 |
| Instrument | 390132 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,000 (-) | $118,000 (-) | |
| 2025 | $613.00 (+17.43%) Homeowner's exemption | $118,000 (+13.46%) | $118,000 (+13.46%) |
| 2023 | $522.00 (+7.63%) Homeowner's exemption | $104,000 (+7.77%) Land $20,000 Building $84,000 | $104,000 (+7.77%) Land $20,000 Building $84,000 |
| 2022 | $485.00 Homeowner's exemption | $96,500 Land $12,500 Building $84,000 | $96,500 Land $12,500 Building $84,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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