Winchester City property record for 120 E James St, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,800 sqft · built 2014 |
| Lot Size | 0.051 acres (2,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Jun 2020) |
| Tax Bill | $2,814 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-01-K-8-A |
| Primary APN | 213-01-K-8-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,222 sqft (0.051 acres) |
| Terrain | Rolling |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 32 sqft |
| Balcony Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9456 |
|---|---|
| Street Address | 120 E JAMES ST |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Description | ST JAMES PLACE SD LOT 2 W S 120 E JAMES ST |
| Legal Subdivision | ST JAMES PLACE |
| Legal Lot Number | 2 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 301 |
Source: Winchester City records · APN 213-01-K-8-A
Assessment roll updated June 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 E JAMES ST, WINCHESTER, VA 22601-4543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 05, 2020 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2020 · Amount on Record |
| Deed Sale | Jun 05, 2020 · Amount on Record |
| Prior Sale | Sep 26, 2014 · Amount on Record |
| Deed Document Number | 20201335 |
| Prior Transfer Date | Sep 25, 2013 |
| Prior Transfer Doc | 0000002752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Jul 17, 2026 |
| Property Address | 120 E JAMES ST, WINCHESTER, VA 22601-4543 |
| Document Number | 0000001521 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20261521 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 120 E JAMES ST, WINCHESTER, VA 22601-4543 |
| Document Number | 0000001521, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 20261521 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 120 E JAMES ST, WINCHESTER, VA 22601-4543 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0210002576 |
|---|---|
| Date | Aug 04, 2021 |
| Instrument | 210002576 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Jun 05, 2020 |
| Property Address | 120 E JAMES ST, WINCHESTER, VA 22601-4543 |
| Document Number | 0200001335 |
| Map Reference | DOC 070001145 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 200001335 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 E JAMES ST, WINCHESTER, VA 22601-4543 |
| Document Number | 0200001336 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | 200001336 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Winchester City records · Assessment roll updated June 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,814.00 | $353,900 (+14.64%) Land $27,000 Building $326,900 | |
| 2025 | $2,814.00 (+9.84%) | $353,900 (+14.64%) Land $27,000 Building $326,900 | |
| 2023 | $2,562.00 (+16.45%) | $308,700 Land $27,000 Building $281,700 | $308,700 Land $27,000 Building $281,700 |
| 2022 | $2,200.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 648 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FREDERICK WATER serves 46,206 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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