109 E James St, Winchester, VA 22601 Property Records

Winchester City property record for 109 E James St, Winchester, VA 22601 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1968
Square Footage1,324 sqft Living Area
Lot Size3,825 sqft (0.088 acres)
Last Sale$169,000 (2025)
Tax Bill$1,856.00 (2026)

Property Details

APN / Parcel Number

Primary APN213-01-L-10
Alternative APNs
  • 300
  • 353

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,324 sqft Living Area
1st Floor1,192 sqft 1st Floor
CellarCellar
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1968
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area3,825 sqft (0.088 acres)
Depth X Width62 ft x 61.7 ft Depth x Width
Porch Area50 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number300
Street Address109 E JAMES ST
CityWINCHESTER
StateVA
Zip22601-4542
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS S 109 EAST JAMES STREET
JurisdictionWINCHESTER CITY VA
Minor Civil DivisionWINCHESTER
Census Blockgroup3
Census Block3004
Census Tract301

Owner

Source: Winchester City records · APN 213-01-L-10

Assessment roll updated June 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11962 CYPRESS KNOLL LN, LOVETTSVILLE, VA 20180-2777
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Jan 18, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2025 · Amount on Record
Deed SaleFeb 03, 2025 · Amount on Record
Deed Doc Number2025216
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address109 E JAMES ST, WINCHESTER, VA 22601-4542
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200001216
DateMay 28, 2020
Instrument200001216
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate3.99%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address109 E JAMES ST, WINCHESTER, VA 22601-4542
Transaction TypeMortgage
Record UpdatedFeb 02, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 180000130
DateJan 18, 2018
Instrument180000130
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2033

Tax Assessment & Valuation

Source: Winchester City records · Assessment roll updated June 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,856.00$233,500 (+12.91%) Land $35,000 Building $198,500
2025$1,856.00 (+8.16%)$233,500 (+12.91%) Land $35,000 Building $198,500
2023$1,716.00 (+20.59%)$206,800 Land $35,000 Building $171,800$206,800 Land $35,000 Building $171,800
2022$1,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 51069C updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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