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120 E 8th St, #122, Waterloo, IA 50703 Property Records

Black Hawk County property record for 120 E 8th St, #122, Waterloo, IA 50703

Property Summary

Property TypeCommercial
Details4 bd · 4 ba · 2,629 sqft · built 1883
Lot Size0.142 acres (6,188 sqft)
OwnerCompany Name on Record
Last Sale$18,500 (Feb 2026)
Tax Bill$368 (2025)
Deeds & MortgagesSep 2023 Sale
Flood ZoneZone X (reduced by levee)
APN8913-25-176-013

Property Details

APN / Parcel Number

Primary APN8913-25-176-013

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,629 sqft Total Area

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 1883
Exterior MaterialOther
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,188 sqft (0.142 acres)
Lot Dimensions149 ft deep x 10 ft wide
PorchPorch
Porch Area408 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address120 E 8TH ST, 122
CityWATERLOO
StateIA
Zip50703-4808
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionWOODS ADDITION LOT 5
Legal Range13W
Legal Township89N
Legal Section25
Legal SubdivisionWOODS ADDITION
Legal Lot Number5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1047
Census Tract700

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address715 MULBERRY ST, WATERLOO, IA 50703-5714
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2026 · Amount on Record
Deed SaleFeb 12, 2026 · Amount on Record
Deed Document Number20261880
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateSep 27, 2023
Property Address120-122 E 8TH ST, WATERLOO, IA 50703
Document Number202400004337
Instrument DateSep 25, 2023
Instrument202400004337
Transaction TypeTransfer
Record UpdatedOct 11, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 CLAY ST, CEDAR FALLS, IA 50613-2904

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$368.00 (-2.13%)$18,080 (+4.09%) Land $7,740 Building $10,340$18,080 (+4.09%) Land $7,740 Building $10,340
2024$376.00 (-3.09%)
2023$17,370 (-1.64%) Land $7,030 Building $10,340$17,370 (-1.64%) Land $7,030 Building $10,340
2022$388.00$17,660 Land $4,590 Building $13,070
2021$17,660 Land $4,590 Building $13,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink.

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