226 E 8th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 226 E 8th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2011
Square Footage	1,248 sqft Living Area
Lot Size	9,300 sqft (0.213 acres)
Occupancy	Owner Occupied
Last Sale	$127,500 (2011)
Tax Bill	$2,522.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-25-137-019`
Alternative APN	`891325137002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,248 sqft Living Area
1st Floor	624 sqft 1st Floor
Basement Area	624 sqft Basement
Finished Basement	135 sqft Finished
Unfinished Basement	624 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,300 sqft (0.213 acres)
Depth X Width	150 ft x 62 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Deck Area	120 sqft Deck
Patio Area	120 sqft Patio
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	226 E 8TH ST
City	WATERLOO
State	IA
Zip	50703-4801
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT WATERLOO EAST LOT 2 & NELY 1.5 FT LOT 3 BLK 18
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	18
Legal Lot Number	2,3
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1042
Census Tract	700

Owner

Source: Black Hawk County records · APN 8913-25-137-019

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	226 E 8TH ST, WATERLOO, IA 50703-4801
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2011 · Amount on Record
Deed Sale	Oct 27, 2011 · Amount on Record
Deed Doc Number	20112012007654
Record Refreshed	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	226 E 8TH ST, WATERLOO, IA 50703-4801
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E 8TH ST, WATERLOO, IA 50703-4801

Mortgage

Document Number	202300012857
Date	Mar 24, 2023
Instrument	202300012857

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 01, 2063

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00 (-1.41%) Homeowner's exemption	$113,810 (+8.94%) Land $11,070 Building $102,740	$113,810 (+8.94%) Land $11,070 Building $102,740
2024	$2,558.00 (+6.23%)
2023		$104,470 (+13.79%) Land $11,070 Building $93,400	$104,470 (+13.79%) Land $11,070 Building $93,400
2022	$2,408.00 Homeowner's exemption	$91,810 Land $11,070 Building $80,740
2021			$91,810 Land $11,070 Building $80,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.