120 E 197th St, Euclid (Cleveland), OH 44119 Property Records

Cuyahoga County property record for 120 E 197th St, Euclid, OH 44119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,133 sqft · built 1956
Lot Size	0.129 acres (5,625 sqft)
Owner	Individual Name on Record
Last Sale	$253,900 (Jun 2022)
Tax Bill	$5,755 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`641-03-034`

Property Details

APN / Parcel Number

Primary APN	`641-03-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,133 sqft Living Area
1st Floor Area	1,350 sqft
2nd Floor Area	783 sqft
Basement Area	783 sqft
Finished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	120 E 197TH ST
City	EUCLID
State	OH
Zip	44119-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	17-2 UTOPIAB#5 0840 ALL
Legal Subdivision	UTOPIAB#5
Legal Tract	17
Legal Lot Number	840
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1002
Census Tract	152101

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E 197TH ST, EUCLID, OH 44119-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jun 7, 2019	Affidavit of Death, Transfer ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY
Jun 7, 2019	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	202206280563
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 28, 2022
Property Address	120 E 197TH ST, EUCLID, OH 44119-1004
Document Number	0000000563
Map Reference	VOL 83 PG 6
Instrument Date	Jun 23, 2022
Instrument	202206280563
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	REVERE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 197TH ST, EUCLID, OH 44119-1004

Mortgage

Document Number	0000000564
Date	Jun 28, 2022
Instrument	202206280564

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 7, 2019
Property Address	120 E 197TH ST, EUCLID, OH 44119-1004
Document Number	0006070468
Instrument Date	May 30, 2019
Instrument	6070468
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 197TH ST EUCLID OH 441191004, EUCLID, OH 44119-1004

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 7, 2019
Property Address	120 E 197TH ST, EUCLID, OH 44119-1004
Document Number	0006070469
Instrument Date	May 30, 2019
Instrument	6070469
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 197TH ST EUCLID OH 441191004, EUCLID, OH 44119-1004

Mortgage

Document Number	6070470
Date	Jun 7, 2019
Instrument	6070470

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,755.00 (+0.66%) Homeowner's exemption	$88,100 (-) Land $10,850 Building $77,250
2024	$5,717.00 (+16.1%) Homeowner's exemption	$88,100 (+49.47%) Land $10,850 Building $77,250	$251,700 (+49.47%) Land $31,000 Building $220,700
2023	$4,924.00 (+19.63%) Homeowner's exemption	$58,940 (-) Land $8,960 Building $49,980
2022	$4,116.00 Homeowner's exemption Senior Citizen's exemption	$58,940 Land $8,960 Building $49,980
2021			$168,400 Land $25,600 Building $142,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: PCs for People.

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