115 E 197th St, Euclid (Cleveland), OH 44119 Property Records

Cuyahoga County property record for 115 E 197th St, Euclid, OH 44119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 1929
Lot Size	0.193 acres (8,415 sqft)
Owner	2 Owner Names on Record
Last Sale	$140,000 (Aug 1999)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`641-06-067`

Property Details

APN / Parcel Number

Primary APN	`641-06-067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	965 sqft
2nd Floor Area	893 sqft
Basement Area	893 sqft
Finished Basement	447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,415 sqft (0.193 acres)
Lot Dimensions	187 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	115 E 197TH ST
City	EUCLID
State	OH
Zip	44119-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	17-2 UTOPIAB#5 0861 ALL MB641 PG06 MB00000 PG0000
Legal Subdivision	UTOPIAB#5
Legal Lot Number	861
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1006
Census Tract	152101

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	115 E 197TH ST, EUCLID, OH 44119-1003
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 27, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 1999 · Amount on Record
Deed Sale	Aug 12, 1999 · Amount on Record
Deed Document Number	0008120008
Deed Book / Page	641
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	115 E 197TH ST, EUCLID, OH 44119-1003
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E 197TH ST, EUCLID, OH 44119-1003

Mortgage

Document Number	0000000017
Date	Dec 15, 2022
Instrument	202212150017

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	115 E 197TH ST, EUCLID, OH 44119-1003
Document Number	0001070372
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 E 197TH ST EUCLID OH 441191003, EUCLID, OH 44119-1003

Mortgage

Document Number	0001070372
Date	Jan 7, 2021
Instrument	1070372

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 6, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,967.00 (+1.04%) Homeowner's exemption	$75,750 (-) Land $12,710 Building $63,040
2024	$4,916.00 (-0.16%) Homeowner's exemption	$75,750 (+30.45%) Land $12,710 Building $63,040	$216,400 (+30.44%) Land $36,300 Building $180,100
2023	$4,924.00 (+2.37%) Homeowner's exemption	$58,070 (-) Land $10,500 Building $47,570
2022	$4,810.00 Homeowner's exemption	$58,070 Land $10,500 Building $47,570
2021			$165,900 Land $30,000 Building $135,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: PCs for People.

Nearby Properties on E 197th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures