120 E 18th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 120 E 18th St, Cedar Falls, IA 50613

Property Summary

Property TypeOffice Building
Details3,024 sqft · built 1994
Lot Size0.357 acres (15,550 sqft)
OwnerCompany Name on Record
Tax Bill$8,096 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN8914-13-251-020

Property Details

APN / Parcel Number

Primary APN8914-13-251-020

Interior

Stories1 Story
Building Area3,024 sqft Gross Area
1st Floor Area3,024 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialRolled Roofing
Lot Area15,550 sqft (0.357 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address120 E 18TH ST
CityCEDAR FALLS
StateIA
Zip50613
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionTAYLOR 2ND ADDITION THAT PART OF LOTS 3 THRU 6 BLK 17 AND VACATED ALLEY IN SAID ADDITION DESC AS FOL COM AT SE COR LOT 4 TH W
Legal Range14W
Legal Township89N
Legal Section13
Legal SubdivisionTAYLOR 2ND ADDITION
Legal Block17
Legal Lot Number3-6
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group1
Census Block1031
Census Tract2301

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3218 W 12TH ST, CEDAR FALLS, IA 50613-1605
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address120 E 18TH ST, CEDAR FALLS, IA 50613
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800000481
DateJul 11, 2017
Instrument2018-00000481
Lender
NameBANKIOWA
TypeBank
AddressWATERLOO, IA 50702
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,096.00 (-2.41%)$342,670 (-) Land $93,310 Building $249,360$342,670 (-) Land $93,310 Building $249,360
2024$8,296.00 (+16.58%)
2023$342,670 (+16.95%) Land $93,310 Building $249,360$342,670 (+16.95%) Land $93,310 Building $249,360
2022$7,116.00$293,010 Land $71,400 Building $221,610
2021$293,010 Land $71,400 Building $221,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims13 (2008–2020)
Claims Outside the SFHA4 of 13
Most Recent ClaimFeb 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on E 18th St

Nearby Streets

Search Property Records by Address or Parcel Number