103 E 18th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 103 E 18th St, Cedar Falls, IA 50613

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,000 sqft · built 2004
Lot Size	0.267 acres (11,627 sqft)
Owner	Company Name on Record
Tax Bill	$9,856 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`8914-13-254-001`

Property Details

APN / Parcel Number

Primary APN	`8914-13-254-001`
Alternative APN	`8914-13-254-027`

Interior

Stories	1 Story
Building Area	2,000 sqft Gross Area
1st Floor Area	2,000 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Shingle
Lot Area	11,627 sqft (0.267 acres)
Lot Dimensions	97 ft deep x 117 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 E 18TH ST
City	CEDAR FALLS
State	IA
Zip	50613-4288
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	TAYLOR 2ND ADDITION PART LOT 7 BLK 18 PART LOT 8 BLK 18 PART SW NE SEC 13 T 89 R 14 A PART OF BLK 18 IN TAYLOR 2ND ADD AND A
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	TAYLOR 2ND ADDITION
Legal Block	18
Legal Lot Number	7,8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2008
Census Tract	2301

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	103 E 18TH ST, CEDAR FALLS, IA 50613-4288
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	103 E 18TH ST, CEDAR FALLS, IA 50613-4288
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W SCHROCK RD, WATERLOO, IA 50701-9015

Mortgage

Document Number	202400002465
Date	Aug 18, 2023
Instrument	202400002465

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2053

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,856.00	$404,340 (+2.69%) Land $139,520 Building $264,820	$404,340 (+2.69%) Land $139,520 Building $264,820
2024	$9,856.00 (+5.82%)
2023		$393,750 (+7.8%) Land $139,520 Building $254,230	$393,750 (+7.8%) Land $139,520 Building $254,230
2022	$9,314.00	$365,260 Land $118,340 Building $246,920
2021			$365,260 Land $118,340 Building $246,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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