120 Duncan Dr, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 120 Duncan Dr, North Andover, MA 01845

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 1983
Lot Size1.33 acres (57,935 sqft)
OwnerIndividual Name on Record
Last Sale$398,000 (May 2009)
Tax Bill$9,035 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APNM_236848_9

Property Details

APN / Parcel Number

Primary APNM_236848_9
Alternative APNs
  • NAND M:00104 B:B0177 L:00000
  • M_236848_935748

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,800 sqft Living Area
Gross Area2,986 sqft
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area57,935 sqft (1.33 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberM_236848_935748
Street Address120 DUNCAN DR
CityNORTH ANDOVER
StateMA
Zip01845-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionNORTH ANDOVER
Legal BlockB0177
JurisdictionNORTH ANDOVER MA
Township / Civil DivisionNORTH ANDOVER
Census Block Group1
Census Block1027
Census Tract253205

Owner

Source: Essex County and North Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 DUNCAN DR, NORTH ANDOVER, MA 01845-2231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2018Deed of Trust, Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 3, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2009 · Amount on Record
Deed SaleMay 29, 2009 · Amount on Record
Prior SaleMar 30, 2004 · Amount on Record
Deed Book / Page11615 / 340
Transfer Doc15139-9
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH ANDOVER MA
Property Address120 DUNCAN DR, NORTH ANDOVER, MA 01845-2231
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15398-1
DateFeb 26, 2018
Book Page15398/1
Instrument4213
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH ANDOVER MA
Recording DateJul 3, 2017
Property Address120 DUNCAN DR, NORTH ANDOVER, MA 01845-2231
Document Number15139-9
Book / Page15139 / 9
Instrument16776
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$70.41
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 DUNCAN DR, NORTH ANDOVER, MA 01845-2231

Tax Assessment & Valuation

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionNorth Andover Town
Unified School DistrictNorth Andover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,035.00 (+5.48%)$802,400 (+3.88%) Land $448,000 Building $354,400$822,985
2024$8,566.00 (+5.21%)$772,400 (+16.12%) Land $424,400 Building $348,000
2023$8,142.00$665,200 Land $358,400 Building $306,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1998–2014)
Claims Outside the SFHA5 of 5
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH ANDOVER WATER DEPT
serves 30,915 people · EPA ID MA3210000
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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