119 Duncan Dr, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 119 Duncan Dr, North Andover, MA 01845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,440 sqft · built 1981
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Company Names on Record
Last Sale	$118,000 (Dec 1982)
Tax Bill	$9,051 (2025)
Deeds & Mortgages	May 2021 Refinance Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M_236916_9`

Property Details

APN / Parcel Number

Primary APN	`M_236916_9`
Alternative APNs	`NAND M:00104 B:B0186 L:00000` `M_236916_935634`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
Gross Area	5,610 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M_236916_935634
Street Address	119 DUNCAN DR
City	NORTH ANDOVER
State	MA
Zip	01845-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	B0186
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	1
Census Block	1024
Census Tract	253205

Owner

Source: Essex County and North Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	119 DUNCAN DR, NORTH ANDOVER, MA 01845-2232
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage LEADER BANK NA
Nov 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 24, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1982 · Amount on Record
Deed Sale	Dec 21, 1982 · Amount on Record
Last Transfer Date	Nov 16, 2020
Transfer Doc	16610-196
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	119 DUNCAN DR, NORTH ANDOVER, MA 01845-2232
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16943-79
Date	May 24, 2021
Book Page	16943/79
Instrument	17116

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	119 DUNCAN DR, NORTH ANDOVER, MA 01845-2232
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16055-66
Date	Oct 28, 2019
Book Page	16055/66
Instrument	26773

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Nov 18, 2020
Property Address	119 DUNCAN DR, NORTH ANDOVER, MA 01845-2232
Document Number	16610-196
Book / Page	016610 / 000196
Instrument Date	Nov 16, 2020
Instrument	32516
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	119 DUNCAN DR NORTH ANDOVER MA 018452232, NORTH ANDOVER, MA 01845-2232

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	119 DUNCAN DR, NORTH ANDOVER, MA 01845-2232
Document Number	15001-336
Book / Page	015001 / 000336
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15001-336
Date	Mar 1, 2017
Book Page	015001/000336
Instrument	5343

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,051.00 (+4.9%)	$803,800 (+3.32%) Land $414,200 Building $389,600	$814,720
2024	$8,628.00 (+4.06%)	$778,000 (+14.85%) Land $392,400 Building $385,600
2023	$8,291.00	$677,400 Land $331,400 Building $346,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1998–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Duncan Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures