120 Derrick Dr, Irmo, SC 29063 Property Records

Richland County property record for 120 Derrick Dr, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,359 sqft · built 1993
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Jul 2003)
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02405-03-08`

Property Details

APN / Parcel Number

Primary APN	`02405-03-08`
Alternative APNs	`R02405-03-08` `01884483`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,359 sqft Heated Area
Gross Area	4,846 sqft
1st Floor Area	1,781 sqft
Basement Area	1,529 sqft
Finished Basement	754 sqft
Unfinished Basement	775 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Pool Type	Pool with Hot Tub/Spa
Porch	Patio
Porch Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01884483
Street Address	120 DERRICK DR
City	IRMO
State	SC
Zip	29063-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 5 179.8X155.1X118X169.6X263.6 #SU #PR RB828-468
Legal Subdivision	BETHVIEW SUBDIVISION
Legal Lot Number	5,179
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1006
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2525, IRMO, SC 29063-4000
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit ALLSOUTH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2003 · Amount on Record
Deed Sale	Jul 29, 2003 · Amount on Record
Deed Document Number	200378363
Deed Book / Page	828 / 458
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	120 DERRICK DR, IRMO, SC 29063-8812
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026121019
Date	Apr 30, 2021
Book Page	2612/1019
Instrument	2021026293

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	120 DERRICK DR, IRMO, SC 29063-8812
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027773634
Date	Sep 8, 2022
Book Page	2777/3634
Instrument	2022050947

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	120 DERRICK DR, IRMO, SC 29063-8812
Document Number	2519/3192
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 DERRICK DR IRMO SC 290638812, IRMO, SC 29063-8812

Mortgage

Document Number	2519/3192
Date	Aug 20, 2020
Book Page	002519/003192
Instrument	42008

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	120 DERRICK DR, IRMO, SC 29063-8812
Document Number	2278/2365
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 DERRICK DR IRMO SC 290638812, IRMO, SC 29063-8812

Mortgage

Document Number	2278/2365
Date	Feb 6, 2018
Book Page	002278/002365
Instrument	7058

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 5, 2033

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	120 DERRICK DR, IRMO, SC 29063-8812
Document Number	2258/3814
Book / Page	002258 / 003814
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 DERRICK DR IRMO SC 290638812, IRMO, SC 29063-8812

Mortgage

Document Number	2258/3814
Date	Nov 13, 2017
Book Page	002258/003814
Instrument	85694

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,474.00 (+21.63%) Homeowner's exemption	$339,400 (+2,775.3%)	$557,400 (+88.89%) Land $56,300 Building $501,100
2023	$2,034.00 (-14.75%)	$11,804 (+0.03%)	$295,100 (-)
2021	$2,386.00	$11,800	$295,100 Land $48,600 Building $246,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 units insured incl. 5 condo units
Nearby Flood Claims	3 (2015–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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