Richland County property record for 109 Derrick Dr, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 4,434 sqft · built 2005 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $645,000 (Dec 2024) |
| Tax Bill | $17,951 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02405-02-03 |
| Primary APN | 02405-02-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,434 sqft Heated Area |
| Gross Area | 6,591 sqft |
| 1st Floor Area | 2,047 sqft |
| Attic | Attic |
| Attic Area | 306 sqft |
| Basement Area | 1,407 sqft |
| Finished Basement | 1,407 sqft |
| Unfinished Basement | 1,407 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 1,319 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 706 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00015762 |
|---|---|
| Street Address | 109 DERRICK DR |
| City | IRMO |
| State | SC |
| Zip | 29063-8770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 3 109.8X263.1X109.8X260.1 #SU #PR RB96-855 X-1191 |
| Legal Subdivision | H M BAUKNIGHT |
| Legal Lot Number | 3,109 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10310 |
109 Derrick Dr is owned and occupied by an individual who bought it in December 2024.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 DERRICK DR, IRMO, SC 29063-8770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Grant Deed, Transfer · Conventional with PMI RESOURCE FIN'L SVC |
| Jan 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2024 · Amount on File |
| Deed Sale | Dec 9, 2024 · Amount on File |
| Prior Sale | Aug 31, 2020 · Amount on File |
| Deed Document Number | 202454632 |
| Deed Book / Page | 2978 / 2467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 31, 2020 |
| Property Address | 109 DERRICK DR, IRMO, SC 29063-8770 |
| Document Number | 2523/3783 |
| Book / Page | 002523 / 003783 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 44627 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,491.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 DERRICK DR IRMO SC 290638770, IRMO, SC 29063-8770 |
| Document Number | 2523/3786 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 002523/003786 |
| Instrument | 44628 |
| Name | RESOURCE FIN'L SVC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 109 DERRICK DR, IRMO, SC 29063-8770 |
| Document Number | 2180/3838 |
| Book / Page | 002180 / 003838 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 DERRICK DR IRMO SC 290638770, IRMO, SC 29063-8770 |
| Document Number | 2180/3838 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 002180/003838 |
| Instrument | 3804 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 18, 2032 |
The 2025 property tax bill for 109 Derrick Dr was $17,951.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,951.00 | $17,648 | $645,000 Land $50,000 Building $595,000 |
| 2023 | $3,370.00 | $17,648 | $441,200 |
| 2021 | $3,142.00 | $16,120 | $403,000 Land $43,200 Building $359,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Derrick Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 50 units insured incl. 5 condo units |
| Nearby Flood Claims | 3 (2015–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Derrick Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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