Washington County property record for 120 Cumberland St, Clear Spring, MD 21722
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,524 sqft · built 1860 |
| Lot Size | 0.223 acres (9,702 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,000 (Mar 2015) |
| Tax Bill | $2,267 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 04-001087 |
| Primary APN | 04-001087 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Total Area |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 9,702 sqft (0.223 acres) |
| Lot Dimensions | 198 ft deep x 49 ft wide |
| Porch | Slab |
| Porch Area | 158 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 001087 |
|---|---|
| Street Address | 120 CUMBERLAND ST |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | U |
| Legal Description | PT LOT 38 49X198 118/120 CUMBERLAND ST |
| Legal Lot Number | 38 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 10600 |
120 Cumberland St, a townhouse, is owned by an individual who bought it in March 2015.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12621 NATIONAL PIKE, CLEAR SPRING, MD 21722-1646 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2015 · Amount on File |
| Deed Sale | Mar 3, 2015 · Amount on File |
| Prior Sale | Jul 30, 2014 · Amount on File |
| Deed Book / Page | 4917 / 168 |
| Prior Transfer Date | Jul 22, 2014 |
| Prior Transfer Doc | 0048000191 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 120 Cumberland St was $2,267, up 9.6% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Clear Spring Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,267.00 (+9.57%) | $248,800 (+9.52%) Land $72,700 Building $176,100 | $248,800 (-) Land $72,700 Building $176,100 |
| 2025 | $2,069.00 | $227,167 | $248,800 Land $72,700 Building $176,100 |
| 2023 | $1,682.00 | $183,900 Land $72,700 Building $111,200 | $183,900 Land $72,700 Building $111,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Cumberland St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Cumberland St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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