117 Cumberland St, Clear Spring, MD 21722 Property Records

Washington County property record for 117 Cumberland St, Clear Spring, MD 21722

Property Summary

Property Type	Townhouse
Details	1 ba · 2,116 sqft · built 1850
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on File
Last Sale	$79,900 (Nov 2017)
Tax Bill	$1,339 (2026)
Deeds & Mortgages	Nov 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`04-004507`

Property Details

APN / Parcel Number

Primary APN	`04-004507`
Alternative APN	`004507`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,116 sqft Total Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Metal
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	198 ft deep x 35 ft wide
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004507
Street Address	117 CUMBERLAND ST
City	CLEAR SPRING
State	MD
Zip	21722
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	U
Legal Description	LOT 35X198 .159 AC 117 CUMBERLAND ST CLEAR SPRING
Legal Subdivision	CLEAR SPRING
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1066
Census Tract	10600

Owner

117 Cumberland St, a townhouse, is owned by two individuals who bought it in November 2017.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13514 NATIONAL PIKE, CLEAR SPRING, MD 21722-1715
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on File
Deed Sale	Nov 14, 2017 · Amount on File
Prior Sale	May 29, 1996 · Amount on File
Deed Document Number	20175634-0447
Deed Book / Page	5634 / 447
Record Updated	Oct 29, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 14, 2017
Property Address	117 CUMBERLAND ST, CLEAR SPRING, MD 21722
Document Number	0056340447
Book / Page	005634 / 000447
Instrument Date	Nov 13, 2017
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$79.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9802 RIPPLE DR WILLIAMSPORT MD 217951622, WILLIAMSPORT, MD 21795-1622

Tax Assessment & Valuation

The 2026 property tax bill for 117 Cumberland St was $1,339, up 8.4% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Clear Spring Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,339.00 (+8.42%)	$147,000 (+8.43%) Land $39,400 Building $107,600	$147,000 (-) Land $39,400 Building $107,600
2025	$1,235.00	$135,567	$147,000 Land $39,400 Building $107,600
2023	$1,031.00	$112,700 Land $39,400 Building $73,300	$112,700 Land $39,400 Building $73,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Cumberland St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Cumberland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20