120 Cresta Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 120 Cresta Dr, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1945
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Jan 2018)
Tax Bill	$6,135 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084-241-37`

Property Details

APN / Parcel Number

Primary APN	`084-241-37`
Alternative APN	`084-241-37-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	120 CRESTA DR
City	BOULDER CREEK
State	CA
Zip	95006-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	TR 36
Legal Subdivision	CRESTA VISTA 36
Legal Tract	36
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2000
Census Tract	120400

Owner

120 Cresta Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 CRESTA DR, BOULDER CREEK, CA 95006-9043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 5, 2018	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on File
Deed Sale	Jan 5, 2018 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Document Number	2018449
Last Transfer Date	Dec 9, 2020
Transfer Doc	0000055119
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 18, 2020
Property Address	120 CRESTA DR, BOULDER CREEK, CA 95006-9043
Document Number	0000055119
Map Reference	MB 26 PG 36
Instrument Date	Dec 9, 2020
Instrument	2020-0055119
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 CRESTA DR, BOULDER CREEK, CA 95006-9043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055120
Date	Dec 18, 2020
Instrument	2020-0055120

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 5, 2018
Property Address	120 CRESTA DR, BOULDER CREEK, CA 95006-9043
Document Number	0000000449
Instrument Date	Dec 26, 2017
Instrument	449
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	TITLE SOURCE

Transaction

Amount	Amount on Record
Tax	$106.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	120 CRESTA DR BOULDER CREEK CA 950069043, BOULDER CREEK, CA 95006-9043

Mortgage

Document Number	450
Date	Jan 5, 2018
Instrument	450

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 120 Cresta Dr was $6,135.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,644 (+2%) Land $394,915 Building $98,729
2025	$6,135.00	$483,965 Land $387,172 Building $96,793
2023	$5,847.00 (+2.45%)	$465,171 Land $372,137 Building $93,034	$475,020
2022	$5,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Cresta Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Cresta Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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