260 Cresta Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 260 Cresta Dr, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,168 sqft · built 1942
Lot Size	0.756 acres (32,918 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Mar 2018)
Tax Bill	$7,593 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`084-241-57`

Property Details

APN / Parcel Number

Primary APN	`084-241-57`
Alternative APN	`084-241-57-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	2,168 sqft Living Area
Gross Area	3,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	32,918 sqft (0.756 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	260 CRESTA DR
City	BOULDER CREEK
State	CA
Zip	95006-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT NO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2000
Census Tract	120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 CRESTA DR, BOULDER CREEK, CA 95006-9044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2018	Deed of Trust, Mortgage · Conventional with PMI OPES ADVISORS
Mar 29, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 29, 2018	Grant Deed, Transfer · Conventional with PMI OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	20189417
Last Transfer Date	Oct 22, 2021
Transfer Doc	0000054775
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 3, 2021
Property Address	260 CRESTA DR, BOULDER CREEK, CA 95006-9044
Document Number	0000054775
Map Reference	MB 26 PG 36
Instrument Date	Oct 22, 2021
Instrument	2021-0054775
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CRESTA DR, BOULDER CREEK, CA 95006-9044

Mortgage

Document Number	0000054776
Date	Nov 3, 2021
Instrument	2021-0054776

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	260 CRESTA DR, BOULDER CREEK, CA 95006-9044
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CRESTA DR, BOULDER CREEK, CA 95006-9044

Mortgage

Document Number	0000007986
Date	Feb 9, 2021
Instrument	2021-0007986

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	260 CRESTA DR, BOULDER CREEK, CA 95006-9044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022275
Date	Jun 24, 2020
Instrument	2020-0022275

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	260 CRESTA DR, BOULDER CREEK, CA 95006-9044
Document Number	0000012542
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	617 E EVELYN AVE #16 SUNNYVALE CA 940866463, 16, SUNNYVALE, CA 94086-6463

Mortgage

Document Number	0000012542
Date	Apr 26, 2018
Instrument	12542

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 29, 2018
Property Address	260 CRESTA DR, BOULDER CREEK, CA 95006-9044
Document Number	0000009416
Instrument Date	Mar 21, 2018
Instrument	9416
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	260 CRESTA DR BOULDER CREEK CA 950069044, BOULDER CREEK, CA 95006-9044

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 29, 2018
Property Address	260 CRESTA DR, BOULDER CREEK, CA 95006-9044
Document Number	0000009417
Instrument Date	Mar 19, 2018
Instrument	9417
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	260 CRESTA DR BOULDER CREEK CA 950069044, BOULDER CREEK, CA 95006-9044

Mortgage

Document Number	9418
Date	Mar 29, 2018
Instrument	9418

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$632,249 (+2%) Land $377,190 Building $255,059
2025	$7,593.00 (+5.68%) Homeowner's exemption	$619,853 (+4.04%) Land $369,795 Building $250,058
2023	$7,185.00 (+8.63%) Homeowner's exemption	$595,783 Land $355,435 Building $240,348	$595,350
2022	$6,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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