120 Chippenham Ln, Chesterfield, MO 63005 Property Records

St. Louis County property record for 120 Chippenham Ln, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,303 sqft · built 1976
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$704,000 (Aug 2019)
Tax Bill	$10,621 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21T-43-0223`

Property Details

APN / Parcel Number

Primary APN	`21T-43-0223`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,303 sqft Living Area
Gross Area	4,099 sqft
1st Floor Area	3,279 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	51,401 sqft
Lot Dimensions	216 ft deep x 324 ft wide
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	265 sqft
Patio Area	396 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 CHIPPENHAM LN
City	CHESTERFIELD
State	MO
Zip	63005-6817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	87A
Legal Description	FOREST HILLS CLUB ESTATES AREA 5-B 10 1 75 LOT 37
Legal Subdivision	FOREST HILLS CLUB ESTATES AREA 5-B
Legal Lot Number	37
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3011
Census Tract	221626

Owner

120 Chippenham Ln is owned and occupied by two individuals who bought it in August 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Aug 12, 2019	Warranty Deed, Transfer CENTRAL BK/ST LOUIS
Mar 30, 2018	Grant Deed, Transfer ALLIANCE FCU
Sep 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on File
Deed Sale	Aug 12, 2019 · Amount on File
Prior Sale	Mar 30, 2018 · Amount on File
Deed Document Number	201930
Deed Book / Page	23650 / 203
Prior Transfer Date	Sep 22, 2017
Prior Transfer Doc	0227110560
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	120 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6817
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6817

Mortgage

Document Number	0253662925
Date	Feb 10, 2022
Book Page	25366/2925
Instrument	2022021000727

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	120 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6817
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6817

Mortgage

Document Number	0246965209
Date	Mar 5, 2021
Book Page	24696/5209
Instrument	2021030500717

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	120 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6817
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6817

Mortgage

Document Number	0241322413
Date	Jul 15, 2020
Book Page	24132/2413
Instrument	2020071500360

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 12, 2019
Property Address	120 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6817
Document Number	0236500203
Book / Page	023650 / 000203
Instrument Date	Aug 9, 2019
Instrument	30
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 CHIPPENHAM LN CHESTERFIELD MO 630056817, CHESTERFIELD, MO 63005-6817

Mortgage

Document Number	236500206
Date	Aug 12, 2019
Book Page	023650/000206
Instrument	31

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 11, 2034

Mortgage

Document Number	236500224,
Date	Aug 12, 2019
Book Page	023650/000224
Instrument	32

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 11, 2039

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 30, 2018
Property Address	120 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6817
Document Number	0229622490
Book / Page	022962 / 002490
Instrument Date	Mar 29, 2018
Instrument	406
Transaction Type	Transfer
Record Updated	Jun 6, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CHIPPENHAM LN CHESTERFIELD MO 630056817, CHESTERFIELD, MO 63005-6817

Mortgage

Document Number	229622493
Date	Mar 30, 2018
Book Page	022962/002493
Instrument	407

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 26, 2017
Property Address	120 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6817
Document Number	0227110560
Book / Page	022711 / 000560
Instrument Date	Sep 22, 2017
Instrument	254
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	999 EXECUTIVE PARKWAY DR #104 ST LOUIS MO 631416336, 104, ST LOUIS, MO 63141-6336

Tax Assessment & Valuation

The 2025 property tax bill for 120 Chippenham Ln was $10,621, up 9.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clarkson Valley City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,590 (-) Land $59,030 Building $91,560	$792,600 (-) Land $310,700 Building $481,900
2025	$10,621.00 (+9.71%)	$150,590 Land $59,030 Building $91,560	$792,600 Land $310,700 Building $481,900
2024	$9,681.00 (+2.64%)
2023	$9,432.00 (+1.64%)	$134,050 (+8.97%) Land $51,170 Building $82,880	$705,500 Land $269,300 Building $436,200
2022	$9,280.00	$123,010 Land $51,170 Building $71,840
2021			$647,400 Land $269,300 Building $378,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Chippenham Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Chippenham Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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