117 Chippenham Ln, Chesterfield, MO 63005 Property Records

St. Louis County property record for 117 Chippenham Ln, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,702 sqft · built 1978
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Jul 2023)
Tax Bill	$11,446 (2025)
Deeds & Mortgages	Sep 2026 Transfer Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21T-43-0085`

Property Details

APN / Parcel Number

Primary APN	`21T-43-0085`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,070 sqft Living Area
Gross Area	4,797 sqft
1st Floor Area	1,230 sqft
Basement Area	601 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	45,738 sqft
Lot Dimensions	219 ft deep x 126 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	1,126 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	48 sqft
Patio Area	308 sqft
Balcony Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	117 CHIPPENHAM LN
City	CHESTERFIELD
State	MO
Zip	63005-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	87A
Legal Description	FOREST HILLS CLUB ESTATES AREA 5A 3 20 75 LOT 5
Legal Subdivision	FOREST HILLS CLUB ESTATES AREA 5A
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3011
Census Tract	221626

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1125 WILDERNESS BLUFF CT, WILDWOOD, MO 63005-4926
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Jul 28, 2023	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	May 3, 2001 · Amount on Record
Deed Document Number	2023728318
Last Transfer Date	Sep 18, 2026
Transfer Doc	0000000007
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 24, 2026
Property Address	117 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6803
Document Number	0000000007
Instrument Date	Sep 18, 2026
Instrument	20269247
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6803

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	117 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6803
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6803

Mortgage

Document Number	2025101300139
Date	Oct 13, 2025
Instrument	2025101300139

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 28, 2023
Property Address	117 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6803
Document Number	2023072800318
Map Reference	MB 158 PG 30&31
Instrument Date	Jul 14, 2023
Instrument	2023072800318
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 FOXSPRINGS DR, CHESTERFIELD, MO 63017-1767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 WILDEMESS BLUFF COURT, WILDWOOD, MO 63005

Mortgage

Document Number	2023072800319
Date	Jul 28, 2023
Instrument	2023072800319

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clarkson Valley City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,430 (+9.92%) Land $57,550 Building $120,880	$939,100 (+9.93%) Land $302,900 Building $636,200
2025	$11,446.00 (+12.16%)	$162,320 (+38.83%) Land $57,550 Building $104,770	$854,300 (+38.82%) Land $302,900 Building $551,400
2024	$10,205.00 (+24%)
2023	$8,230.00 (+5.3%)	$116,920 (+12.86%) Land $49,890 Building $67,030	$615,400 (+12.86%) Land $262,600 Building $352,800
2022	$7,816.00	$103,600 Land $49,890 Building $53,710
2021			$545,300 Land $262,600 Building $282,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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