120 Charter Oak Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 120 Charter Oak Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,330 sqft · built 1975
Lot Size	0.444 acres (19,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Nov 2018)
Tax Bill	$15,720 (2025)
Deeds & Mortgages	Mar 2020 Refinance Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:145 B:46-G`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:145 B:46-G`
Alternative APNs	`FFLD M:145 B:46-G` `M:145 L:046G X` `3961`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,330 sqft Living Area
Gross Area	4,533 sqft
Basement Area	1,279 sqft
Unfinished Basement	593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,338 sqft (0.444 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3961
Street Address	120 CHARTER OAK RD
City	FAIRFIELD
State	CT
Zip	06824-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	46-G
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3000
Census Tract	60700

Owner

Source: Fairfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 CHARTER OAK RD, FAIRFIELD, CT 06824-7304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Nov 26, 2018	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Prior Sale	Mar 31, 1995 · Amount on Record
Deed Book / Page	5726 / 284
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	120 CHARTER OAK RD, FAIRFIELD, CT 06824-7304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5891-174
Date	Mar 31, 2020
Book Page	5891/174
Instrument	2020-2053

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Nov 26, 2018
Property Address	120 CHARTER OAK RD, FAIRFIELD, CT 06824-7304
Document Number	5726-284
Book / Page	005726 / 000284
Instrument Date	Nov 14, 2018
Instrument	7672
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount Recorded
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CHARTER OAK RD FAIRFIELD CT 068247304, FAIRFIELD, CT 06824-7304

Mortgage

Document Number	5726-287
Date	Nov 26, 2018
Book Page	005726/000287
Instrument	7673

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,720.00	$553,700 (-) Land $320,180 Building $233,520	$387,590 Land $224,126 Building $163,464
2024	$15,720.00 (+3.2%)
2023	$15,232.00	$553,700 Land $320,180 Building $233,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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