Fairfield Town property record for 115 Charter Oak Rd, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,006 sqft · built 1975 |
| Lot Size | 0.43 acres (18,727 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,485,000 (Sep 2024) |
| Tax Bill | $16,161 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | FAIR M:145 B:46-F |
| Primary APN | FAIR M:145 B:46-F |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,006 sqft Living Area |
| Gross Area | 5,566 sqft |
| Basement Area | 786 sqft |
| Unfinished Basement | 157 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,727 sqft (0.43 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 18301 |
|---|---|
| Street Address | 115 CHARTER OAK RD |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-7304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 46-F |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 60700 |
Source: Fairfield Town records · APN FAIR M:145 B:46-F
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 CHARTER OAK RD, FAIRFIELD, CT 06824-7304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE AFFINITY LLC |
| Sep 12, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on Record |
| Deed Sale | Sep 12, 2024 · Amount on Record |
| Prior Sale | Feb 14, 1997 · Amount on Record |
| Deed Document Number | 20242024-4639 |
| Deed Book / Page | 6540 / 226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 115 CHARTER OAK RD, FAIRFIELD, CT 06824-7304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006707-240 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 6707/240 |
| Instrument | 2026-1713 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Sep 12, 2024 |
| Property Address | 115 CHARTER OAK RD, FAIRFIELD, CT 06824-7304 |
| Document Number | 006540-226 |
| Book / Page | 6540 / 226 |
| Instrument Date | Sep 11, 2024 |
| Instrument | 2024-4639 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020244640 |
|---|---|
| Date | Sep 12, 2024 |
| Instrument | 2024-4640 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Fairfield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,161.00 | $569,240 (-) Land $317,380 Building $251,860 | $398,468 Land $222,166 Building $176,302 |
| 2024 | $16,161.00 (+3.2%) | ||
| 2023 | $15,660.00 | $569,240 Land $317,380 Building $251,860 |
Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 291 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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