Volusia County property record for 120 Charles St, Edgewater, FL 32141
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,620 sqft · built 2003 |
| Lot Size | 0.15 acres (6,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Sep 1983) |
| Tax Bill | $2,593 (2025) |
| Deeds & Mortgages | Jun 2025 Transfer Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8538-09-00-1760 |
| Primary APN | 8538-09-00-1760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 1,620 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,550 sqft (0.15 acres) |
| Lot Dimensions | 131 ft deep x 50 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 60 sqft |
| Patio Area | 408 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Boat Access | Boat Access |
| Boat House | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4060499 |
|---|---|
| Street Address | 120 CHARLES ST |
| City | EDGEWATER |
| State | FL |
| Zip | 32141-7308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MH5W |
| Legal Description | LOT 176 SOUTH WATERFRONT PARK MB 23 PG 195 PER OR 2454 PG 1209 PER OR 2499 PG 0791 PER OR 8713 PG 0590 |
| Legal Range | 35E |
| Legal Township | 18S |
| Legal Section | 38 |
| Legal Subdivision | SOUTH WATERFRONT PARK MB |
| Legal Tract | 09 |
| Legal Lot Number | 176 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 83003 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 CHARLES ST, EDGEWATER, FL 32141-7308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 6, 2025 | Intrafamily Transfer, Transfer |
| Mar 17, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 1983 · Amount on Record |
| Deed Sale | Sep 15, 1983 · Amount on Record |
| Prior Sale | May 15, 1983 · Amount on Record |
| Deed Book / Page | 2499 / 791 |
| Last Transfer Date | Mar 28, 2025 |
| Transfer Doc | 0087130590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jun 6, 2025 |
| Property Address | 120 CHARLES ST, EDGEWATER, FL 32141-7308 |
| Document Number | 0087130590 |
| Book / Page | 8713 / 590 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 2025106640 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 CHARLES ST, EDGEWATER, FL 32141-7308 |
| Name | Verified Name |
|---|---|
| Address | 4380 CAMBERLY ST, COCOA, FL 32927-7958 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 120 CHARLES ST, EDGEWATER, FL 32141-7308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0080091789 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 8009/1789 |
| Instrument | 2021-060590 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 1, 2050 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,616 (+2.7%) | $467,768 (+8.68%) Land $156,250 Building $311,518 | |
| 2025 | $2,593.00 (+6.1%) Homeowner's exemption Widower's exemption | $177,815 (+8.33%) | $430,398 (+3.73%) Land $161,000 Building $269,398 |
| 2023 | $2,444.00 (-0.77%) Senior Citizen's exemption | $164,141 (+3%) | $414,927 (+7%) Land $150,000 Building $264,927 |
| 2022 | $2,463.00 Senior Citizen's exemption | $159,360 | $387,788 Land $145,000 Building $242,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 152 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 152 in force |
| Nearby Flood Claims | 33 (1991–2024) |
| Claims Outside the SFHA | 10 of 33 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAGNOLIA VILLAGE private · serves 437 people · EPA ID FL3644125 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2021 Chlorite resolved · Feb 2021 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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