118 Charles St, Edgewater, FL 32141 Property Records

Volusia County property record for 118 Charles St, Edgewater, FL 32141

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,320 sqft · built 1975
Lot Size	0.15 acres (6,550 sqft)
Owner	2 Trust Names on File
Last Sale	$170,000 (Aug 2020)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8538-09-00-1770`

Property Details

APN / Parcel Number

Primary APN	`8538-09-00-1770`
Alternative APNs	`35183809001770` `38183509001770` `4060502.0` `4060502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1981
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Wood
Roof Type	Flat
Roof Material	Asphalt
Lot Area	6,550 sqft (0.15 acres)
Lot Dimensions	131 ft deep x 50 ft wide
View / Lot	Canal Front
Garage Type	Carport
Garage Area	187 sqft
Carport	Carport
Carport Area	187 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	552 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Storage Building	80 sqft
Boat Access	Boat Access
Boat House	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4060502
Street Address	118 CHARLES ST
City	EDGEWATER
State	FL
Zip	32141-7308
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MH5W
Legal Description	LOT 177 SOUTH WATERFRONT PARK MB 23 PG 195 PER OR 5213 PG 1372-1373 PER OR 5697 PGS 3836-3838 PER OR 5824 PGS 1374-1375 PER OR 6376 PG 2263 PER OR 6420 PG 2863 PER OR 7267 PG 1604 PER OR 7898 PG 4605
Legal Range	35E
Legal Township	18S
Legal Section	38
Legal Subdivision	SOUTH WATERFRONT PARK MB
Legal Tract	09
Legal Lot Number	177
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1077
Census Tract	83003

Owner

118 Charles St, a mobile home, is held in a trust since August 2020.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2515 GLENCOE FARMS RD, NEW SMYRNA BEACH, FL 32168-9392
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Jun 20, 2016 · Amount on File
Deed Document Number	2020157090
Deed Book / Page	7898 / 4605
Prior Transfer Date	Sep 18, 2009
Prior Transfer Doc	0064202863
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 21, 2020
Property Address	118 CHARLES ST, EDGEWATER, FL 32141-7308
Document Number	0078984605
Book / Page	007898 / 004605
Instrument Date	Aug 21, 2020
Instrument	157090
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2515 GLENCOE FARMS RD NEW SMYRNA BEACH FL 321689392, NEW SMYRNA BEACH, FL 32168-9392

Mortgage

Document Number	78984607
Date	Aug 21, 2020
Book Page	007898/004607
Instrument	157091

Lender

Name	JAMES W AKERS
Address	823 FLOUNDER AVE, NEW SMYRNA BEACH, FL 32169-4829

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 118 Charles St was $3,790.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,579 (-0.17%) Land $161,000 Building $39,579	$200,579 (-0.17%) Land $161,000 Building $39,579
2025	$3,790.00	$200,925 Land $161,000 Building $39,925	$200,925 Land $161,000 Building $39,925
2023	$3,588.00 (+5.28%)	$181,513 (+2.16%) Land $150,000 Building $31,513	$181,513 (+2.16%) Land $150,000 Building $31,513
2022	$3,408.00	$177,667 Land $145,000 Building $32,667	$177,667 Land $145,000 Building $32,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Charles St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 152 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 in force
Nearby Flood Claims	33 (1991–2024)
Claims Outside the SFHA	10 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Charles St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA VILLAGE private · serves 437 people · EPA ID FL3644125
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2021 Chlorite resolved · Feb 2021 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20