Chatham County property record for 120 Charles Ln, Pooler, GA 31322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2022 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $331,490 (Aug 2022) |
| Tax Bill | $4,103 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-1009Q-05-015 |
| Primary APN | 5-1009Q-05-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 145 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 120 CHARLES LN |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-9824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 246 ELLIS PARK PHASE 3B |
| Legal Phase | 3B |
| Legal Lot Number | 246 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10819 |
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 CHARLES LN, POOLER, GA 31322-9824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DHI MORTGAGE |
| Jul 29, 2022 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on Record |
| Deed Sale | Aug 2, 2022 · Amount on Record |
| Deed Document Number | 20229157 |
| Deed Book / Page | 2876 / 776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 120 CHARLES LN, POOLER, GA 31322-9824 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 120 CHARLES LN, POOLER, GA 31322-9824 |
| Document Number | 0032640700 |
|---|---|
| Date | Dec 18, 2023 |
| Book Page | 0000003264/0000000700 |
| Name | DHI MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jul 29, 2022 |
| Property Address | 120 CHARLES LN, POOLER, GA 31322-9824 |
| Document Number | 0028760776 |
| Book / Page | 2876 / 776 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022-009157 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 CHARLES LN, POOLER, GA 31322-9824 |
| Document Number | 0028760778 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 0000002876/0000000778 |
| Name | DHI MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,800 (+3.77%) Land $30,000 Building $99,800 | $324,500 (+3.77%) Land $75,000 Building $249,500 | |
| 2025 | $4,103.00 | $125,080 (-1.42%) Land $30,000 Building $95,080 | $312,700 (-1.42%) Land $75,000 Building $237,700 |
| 2023 | $126,880 (+446.9%) Land $30,000 Building $96,880 | $317,200 (+446.9%) Land $75,000 Building $242,200 | |
| 2022 | $23,200 Land $23,200 | $58,000 Land $58,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 2 (2016–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
May also be available: Verizon.
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