118 Charles Ln, Pooler, GA 31322 Property Records

Chatham County property record for 118 Charles Ln, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2022
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Oct 2024)
Tax Bill	$4,547 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-1009Q-05-014`

Property Details

APN / Parcel Number

Primary APN	`5-1009Q-05-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	118 CHARLES LN
City	POOLER
State	GA
Zip	31322-9824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 245 ELLIS PARK PHASE 3B
Legal Phase	3B
Legal Lot Number	245
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2001
Census Tract	10819

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 CHARLES LN, POOLER, GA 31322-9824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE
Jul 27, 2022	Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Book / Page	3507 / 758
Record Updated	Sep 20, 2026

July 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 27, 2022
Property Address	118 CHARLES LN, POOLER, GA 31322-9824
Document Number	0028720718
Book / Page	2872 / 718
Instrument Date	Jul 27, 2022
Instrument	2022-009006
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHARLES LN, POOLER, GA 31322-9824

Mortgage

Document Number	0028720722
Date	Jul 28, 2022
Book Page	0000002872/0000000722

Lender

Name	DHI MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 27, 2022
Property Address	118 CHARLES LN, POOLER, GA 31322-9824
Document Number	0028720718
Book / Page	2872 / 718
Instrument Date	Jul 27, 2022
Instrument	2022-009006
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHARLES LN, POOLER, GA 31322-9824

Mortgage

Document Number	0002872722
Date	Jul 27, 2022
Instrument	2872/722

Lender

Name	DHI MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,547.00	$141,880 (+3.68%) Land $30,000 Building $111,880	$354,700 (+3.68%) Land $75,000 Building $279,700
2023		$136,840 (+489.83%) Land $30,000 Building $106,840	$342,100 (+489.83%) Land $75,000 Building $267,100
2022		$23,200 Land $23,200	$58,000 Land $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	2 (2016–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

May also be available: Verizon.

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