120 Central St, Silverton, OR 97381 Property Records

Marion County property record for 120 Central St, Silverton, OR 97381

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1930
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Oct 2021)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`071W02BA04400`

Property Details

APN / Parcel Number

Primary APN	`071W02BA04400`
Alternative APN	`102265`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1954
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached
Garage Area	368 sqft
Driveway	Driveway
Driveway Area	204 sqft
Parking Spaces	2 Parking Spaces
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	102265
Street Address	120 CENTRAL ST
City	SILVERTON
State	OR
Zip	97381-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	JOHNSONS ADDITION TO SILVERTON LOT FR 4 ACRES .12
Legal Range	01W
Legal Township	07S
Legal Section	02
Legal Subdivision	JOHNSONS ADDITION TO SILVERTON
Legal Block	2
Legal Lot Number	4
Jurisdiction	MARION OR
Township / Civil Division	SILVERTON
Census Block Group	2
Census Block	2010
Census Tract	10502

Owner

120 Central St is owned and occupied by an individual who bought it in October 2021.

Source: Marion County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	120 CENTRAL ST, SILVERTON, OR 97381-2312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit MAPS CU
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit MAPS CU
Jul 23, 2024	Deed of Trust, Mortgage · Line of Credit MAPS CU
Oct 4, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN
Apr 16, 2021	Loan Modification, Mortgage · FHA Mortgage NEW AMERICAN FNDG
Apr 5, 2019	Warranty Deed, Transfer NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Apr 5, 2019 · Amount on File
Deed Book / Page	4547 / 282
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Recording Date	May 20, 2026
Property Address	120 CENTRAL ST, SILVERTON, OR 97381-2312
Document Number	0000016512
Instrument Date	May 19, 2026
Instrument	202616512
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CENTRAL ST, SILVERTON, OR 97381-2312

Mortgage

Document Number	0000016512,
Date	May 20, 2026
Instrument	202616512

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	120 CENTRAL ST, SILVERTON, OR 97381-2312
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046670225
Date	Oct 25, 2022
Book Page	4667/225

Lender

Name	MAPS CU
Type	Credit Union
Address	SALEM, OR 97309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	120 CENTRAL ST, SILVERTON, OR 97381-2312
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047220376
Date	Jul 10, 2023
Book Page	4722/376
Instrument	2023 00020791

Lender

Name	MAPS CU
Type	Credit Union
Address	SALEM, OR 97309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	120 CENTRAL ST, SILVERTON, OR 97381-2312
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202422595
Date	Jul 23, 2024
Instrument	2024-22595

Lender

Name	MAPS CU
Type	Credit Union
Address	SALEM, OR 97309

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Oct 4, 2021
Property Address	120 CENTRAL ST, SILVERTON, OR 97381-2312
Document Number	0045470282
Book / Page	4547 / 282
Instrument Date	Oct 4, 2021
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CENTRAL ST, SILVERTON, OR 97381-2312

April 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION OR
Property Address	120 CENTRAL ST, SILVERTON, OR 97381-2312
Document Number	0000028376
Instrument Date	Apr 16, 2021
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 CENTRAL ST SILVERTON OR 973812312, SILVERTON, OR 97381-2312

Mortgage

Document Number	0000028376
Date	May 10, 2021
Book Page	004487/000199
Instrument	28376

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2051

Interest

Rate Type	Fixed Rate
Rate	5.12%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Apr 5, 2019
Property Address	120 CENTRAL ST, SILVERTON, OR 97381-2312
Document Number	0000014157
Book / Page	004183 / 000119
Instrument Date	Apr 4, 2019
Instrument	14157
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 363 SILVERTON OR 973810363, SILVERTON, OR 97381-0363

Mortgage

Document Number	14158
Date	Apr 5, 2019
Book Page	004183/000120
Instrument	14158

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 120 Central St was $2,384.

Source: Marion County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Silverton City
Unified School District	Silver Falls School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,384.00	$144,140	$327,170 Land $184,500 Building $142,670
2023		$135,880	$310,850 Land $165,000 Building $145,850
2022	$2,346.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SILVERTON serves 10,484 people · EPA ID OR4100823
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications, T-Mobile.

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