308 Central St, Silverton, OR 97381 Property Records

Marion County property record for 308 Central St, Silverton, OR 97381

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,272 sqft · built 1940
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071W02BB01700`

Property Details

APN / Parcel Number

Primary APN	`071W02BB01700`
Alternative APN	`102005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Roof Material	Rolled Roofing
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	360 sqft
Driveway	Driveway
Driveway Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	170 sqft

Location & Zoning

Account Number	102005
Street Address	308 CENTRAL ST
City	SILVERTON
State	OR
Zip	97381-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COWINGS ADD SILVERTON LOT 6& FR LOT 7 LOT 6
Legal Range	01W
Legal Township	07
Legal Section	02
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	COWING'S ADDITION TO SILVERTON
Legal Block	6
Legal Lot Number	6
Jurisdiction	MARION OR
Township / Civil Division	SILVERTON
Census Block Group	2
Census Block	2002
Census Tract	10502

Owner

308 Central St is owned and occupied by an individual who acquired it in August 2004.

Source: Marion County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	308 CENTRAL ST, SILVERTON, OR 97381-2316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 5, 2020	Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2004
Deed Sale	Aug 19, 2004
Deed Document Number	0023640046
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	308 CENTRAL ST, SILVERTON, OR 97381-2316
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CENTRAL ST, SILVERTON, OR 97381-2316

Mortgage

Document Number	0202335901
Date	Dec 6, 2023
Instrument	2023-35901

Lender

Name	CITIZENS BANK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION OR
Property Address	308 CENTRAL ST, SILVERTON, OR 97381-2316
Document Number	0000007137
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CENTRAL ST SILVERTON OR 973812316, SILVERTON, OR 97381-2316

Mortgage

Document Number	0000007137
Date	Feb 11, 2020
Book Page	004298/000255
Instrument	7137

Lender

Name	CITIZENS BK
Type	Bank
Address	SILVERTON, OR 97381-0099

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	308 CENTRAL ST, SILVERTON, OR 97381-2316
Document Number	0000042720
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CENTRAL ST SILVERTON OR 973812316, SILVERTON, OR 97381-2316

Mortgage

Document Number	0000042720
Date	Aug 16, 2017
Book Page	003982/000153
Instrument	42720

Lender

Name	CITIZENS BK
Type	Bank
Address	SILVERTON, OR 97381-0099

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 308 Central St was $2,689.

Source: Marion County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Silverton City
Unified School District	Silver Falls School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,689.00	$162,580	$370,790 Land $212,750 Building $158,040
2023		$153,260	$358,620 Land $190,000 Building $168,620
2021	$2,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Central St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SILVERTON serves 10,484 people · EPA ID OR4100823
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications, T-Mobile.

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