120 Central Ave, Athens, OH 45701 Property Records

Athens County property record for 120 Central Ave, Athens, OH 45701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1930
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (May 2023)
Tax Bill	$3,889 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A02-80400059-00`

Property Details

APN / Parcel Number

Primary APN	`A02-80400059-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	728 sqft
Basement Area	540 sqft
Finished Basement	364 sqft
Unfinished Basement	176 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1982
Architectural Style	Other
Exterior Material	Other
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Terrain	Steep
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 CENTRAL AVE
City	ATHENS
State	OH
Zip	45701-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-09-00 IL 354 L-19
Legal Subdivision	CURRIERS ADDITION
Jurisdiction	ATHENS OH
Township / Civil Division	ATHENS
Census Block Group	4
Census Block	4009
Census Tract	972900

Owner

Source: Athens County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 CENTRAL AVE, ATHENS, OH 45701-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 5, 2017	Warranty Deed, Transfer VANHORN TITLE AGENCY INC, VAN HORN TITLE AGENCY INC
Jul 6, 2017	Fiduciary Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	20232247
Deed Book / Page	605 / 1914
Prior Transfer Date	Apr 3, 1995
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ATHENS OH
Recording Date	May 31, 2023
Property Address	120 CENTRAL AVE, ATHENS, OH 45701-1505
Document Number	00605/1914
Book / Page	605 / 1914
Instrument Date	May 22, 2023
Instrument	202300002247
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CENTRAL AVE, ATHENS, OH 45701-1505

Mortgage

Document Number	202300002248
Date	May 31, 2023
Instrument	202300002248

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	120 CENTRAL AVE, ATHENS, OH 45701-1505
Transaction Type	Mortgage
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700005516
Date	Oct 16, 2017
Book Page	537/1772
Instrument	201700005516

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 25, 2032

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ATHENS OH
Recording Date	Sep 5, 2017
Property Address	120 CENTRAL AVE, ATHENS, OH 45701-1505
Document Number	00536/1223
Book / Page	536 / 1223
Instrument Date	Sep 1, 2017
Instrument	201700004810
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	VANHORN TITLE AGENCY INC, VAN HORN TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24801 SUNSET DR, BAY VILLAGE, OH 44140-2748

July 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ATHENS OH
Recording Date	Jul 6, 2017
Property Address	120 CENTRAL AVE, ATHENS, OH 45701-1505
Document Number	00534/0713
Book / Page	534 / 0713
Map Reference	ENV89-C
Instrument Date	Jun 27, 2017
Instrument	201700003619
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	VAN HORN TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	120 CENTRAL AVE, ATHENS, OH 45701-1505

Mortgage

Document Number	534/0714
Date	Jul 6, 2017
Book Page	534/0714
Instrument	201700003620

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Athens County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Athens County
County Subdivision	Athens Township
Municipality	Athens City
Unified School District	Athens City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,889.00 (+3.18%)	$41,380 (-) Land $7,320 Building $34,060
2024			$118,220 (-) Land $20,910 Building $97,310
2023	$3,769.00 (+114.64%)	$41,380 (+21.96%) Land $7,320 Building $34,060	$118,220 (+21.96%) Land $20,910 Building $97,310
2022	$1,756.00	$33,930 Land $7,320 Building $26,610
2020			$96,930 Land $20,910 Building $76,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	5 (2005)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS PWS private · serves 32,725 people · EPA ID OH0500212
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures