120 Center Dr, Hampstead, NC 28443 Property Records

Pender County property record for 120 Center Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,116 sqft · built 2013
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Jan 2025)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jan 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3282-72-2820-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-72-2820-0000`
Alternative APNs	`000060541` `976362`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,116 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	24,829 sqft (0.569 acres)
Terrain	Rolling
Porch	Porch
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000060541
Street Address	120 CENTER DR
City	HAMPSTEAD
State	NC
Zip	28443-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 8 PB 54/148 WASHINGTON ACRES
Legal Subdivision	WASHINGTON ACRES
Legal Lot Number	8
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2035
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	120 CENTER DR, HAMPSTEAD, NC 28443-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 3, 2025	Warranty Deed, Transfer · VA Mortgage LOANSTEADY LLC
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 14, 2017	Warranty Deed, Transfer · VA Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	0027384853
Deed Book / Page	2738 / 4853
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	120 CENTER DR, HAMPSTEAD, NC 28443-2122
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CENTER DR, HAMPSTEAD, NC 28443-2122

Mortgage

Document Number	0048480460
Date	Oct 9, 2024
Book Page	4848/460

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 3, 2025
Property Address	120 CENTER DR, HAMPSTEAD, NC 28443-2122
Document Number	0048532738
Book / Page	4853 / 2738
Map Reference	MB 54 PG 148
Instrument Date	Dec 28, 2024
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 ANCHORS BEND WAY, WILMINGTON, NC 28411-0015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CENTER DR, HAMPSTEAD, NC 28443-2122

Mortgage

Document Number	0048532741
Date	Jan 3, 2025
Instrument	4853/2741

Lender

Name	LOANSTEADY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	120 CENTER DR, HAMPSTEAD, NC 28443-2122
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047261863
Date	Sep 30, 2020
Book Page	4726/1863

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 14, 2017
Property Address	120 CENTER DR, HAMPSTEAD, NC 28443-2122
Document Number	0046471094
Book / Page	4647 / 1094
Map Reference	MB 54 PG 148
Instrument Date	Jul 5, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CENTER DR, HAMPSTEAD, NC 28443-2122

Mortgage

Document Number	, 4647/1100
Date	Jul 14, 2017
Instrument	4647/1100

Lender

Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,642.00 (+9.76%)	$633,015 (+70.09%) Land $66,623 Building $566,392	$633,015 (+70.09%) Land $66,623 Building $566,392
2023		$372,159 (-) Land $74,021 Building $298,138	$372,159 (-) Land $74,021 Building $298,138
2022	$3,318.00	$372,159 Land $74,021 Building $298,138	$372,159 Land $74,021 Building $298,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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