117 Center Dr, Hampstead, NC 28443 Property Records

Pender County property record for 117 Center Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,289 sqft · built 1991
Lot Size	0.544 acres (23,740 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Jan 2026)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3282-73-2146-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-73-2146-0000`
Alternative APNs	`400003189` `3189`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,289 sqft Living Area
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Raised
Lot Area	23,740 sqft (0.544 acres)
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	482 sqft
Deck Area	198 sqft
Lean-To	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400003189
Old Parcel Number	3282 73 2146 0000
Street Address	117 CENTER DR
City	HAMPSTEAD
State	NC
Zip	28443-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L130 PB 22/16 WASHINGTON ACRES
Legal Subdivision	WASHINGTON ACRES
Legal Lot Number	130
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2036
Census Tract	920202

Owner

Source: Pender County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	117 CENTER DR, HAMPSTEAD, NC 28443-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Deed Document Number	0048821547
Deed Book / Page	4882 / 1547
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 16, 2026
Property Address	117 CENTER DR, HAMPSTEAD, NC 28443-2123
Document Number	0048821547
Book / Page	4882 / 1547
Map Reference	MB 22 PG 16-1
Instrument Date	Jan 15, 2026
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	UNKNOWN, MAGNOLIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 BEAUVIEW WAY, ZEBULON, NC 27597-6553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CENTER DR, HAMPSTEAD, NC 28443-2123

Mortgage

Document Number	0048821549
Date	Jan 16, 2026
Instrument	4882/1549

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	117 CENTER DR, HAMPSTEAD, NC 28443-2123
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046602087
Date	Mar 12, 2018
Book Page	4660/2087

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2028

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00 (+14.88%)	$472,076 (+99.83%) Land $64,391 Building $407,685	$472,076 (+99.83%) Land $64,391 Building $407,685
2023		$236,233 (-) Land $73,301 Building $162,932	$236,233 (-) Land $73,301 Building $162,932
2022	$2,076.00	$236,233 Land $73,301 Building $162,932	$236,233 Land $73,301 Building $162,932

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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