120 Ceja Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 120 Ceja Way, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,032 sqft · built 2015
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$303,000 (Dec 2018)
Tax Bill	$7,168 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072152-1440`

Property Details

APN / Parcel Number

Primary APN	`072152-1440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,032 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	2,032 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 CEJA WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-4852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/89-97 PALENCIA NORTH PHASE II D LOT 144 OR4649/879
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	PALENCIA NORTH PHASE II D
Legal Phase	2
Legal Block	1
Legal Lot Number	144
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK
Mar 22, 2017	Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Document Number	201886559
Deed Book / Page	4649 / 879
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	120 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852

Mortgage

Document Number	0053021224
Date	Jun 28, 2021
Book Page	5302/1224
Instrument	2021071642

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 4, 2018
Property Address	120 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852
Document Number	0046490879
Book / Page	4649 / 0879
Map Reference	MB73 PG89-97
Instrument Date	Nov 30, 2018
Instrument	2018086559
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 CLARK DR, 63, ELLIJAY, GA 30540-5044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852

Mortgage

Document Number	2018086560
Date	Dec 4, 2018
Instrument	2018086560

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 22, 2017
Property Address	120 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852
Document Number	0043471254
Book / Page	4347 / 1254
Map Reference	MB73 PG89
Instrument Date	Mar 22, 2017
Instrument	2017019976
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5258 NW 51ST CT, 5258, COCONUT CREEK, FL 33073-4932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852

Mortgage

Document Number	2017019977
Date	Mar 22, 2017
Instrument	2017019977

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,636 (+2.7%)	$448,987 (-1.7%) Land $145,000 Building $303,987
2025	$7,168.00 (+8.79%) Homeowner's exemption	$282,995 (+5.99%)	$456,767 (+7.83%) Land $155,000 Building $301,767
2024	$6,589.00 (+5.53%)
2023	$6,244.00 (+1.51%) Homeowner's exemption	$267,009 (+3%)	$423,618 (+7.23%) Land $120,000 Building $303,618
2022	$6,151.00 Homeowner's exemption	$259,232	$395,040 Land $95,200 Building $299,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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