109 Ceja Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 109 Ceja Way, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$354,900 (May 2021)
Tax Bill	$9,091 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072152-1420`

Property Details

APN / Parcel Number

Primary APN	`072152-1420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,738 sqft
1st Floor Area	2,080 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 CEJA WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-4852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/89-97 PALENCIA NORTH PHASE II D LOT 142 OR5272/1036
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	PALENCIA NORTH PHASE II D
Legal Phase	2
Legal Block	1
Legal Lot Number	142
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 26, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	202157958
Deed Book / Page	5272 / 1036
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	109 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852

Mortgage

Document Number	0055040190
Date	Mar 1, 2022
Book Page	5504/190
Instrument	2022022147

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	109 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852

Mortgage

Document Number	0058961835
Date	Feb 7, 2024
Book Page	5896/1835
Instrument	2024009479

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 24, 2021
Property Address	109 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852
Document Number	0052721036
Book / Page	5272 / 1036
Map Reference	MB 73 PG 89-97
Instrument Date	May 20, 2021
Instrument	2021057958
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,484.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852

Mortgage

Document Number	52721038
Date	May 24, 2021
Instrument	5272/1038

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 26, 2021
Property Address	109 CEJA WAY, SAINT AUGUSTINE, FL 32095-4852
Document Number	0052190686
Book / Page	5219 / 686
Map Reference	MB 73 PG 89-97
Instrument Date	Mar 26, 2021
Instrument	2021033617
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 DOSEL LN, SAINT AUGUSTINE, FL 32095-4859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,523 (+0.42%) Land $120,000 Building $307,523	$427,523 (-2.45%) Land $120,000 Building $307,523
2025	$9,091.00 (+9.15%) Homeowner's exemption	$425,728 (+5.99%)	$438,241 (+4.39%) Land $130,000 Building $308,241
2024	$8,329.00 (+4.71%)
2023	$7,954.00 (+1.66%) Homeowner's exemption	$401,680 (+3%)	$419,820 (+7.65%) Land $110,000 Building $309,820
2022	$7,824.00 Homeowner's exemption	$389,981	$389,981 Land $84,000 Building $305,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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