120 Catherine Dr, Harbinger, NC 27941 Property Records

Currituck County property record for 120 Catherine Dr, Harbinger, NC 27941

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,467 sqft · built 2021
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Aug 2020)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9846-05-4107`

Property Details

APN / Parcel Number

Primary APN	`9846-05-4107`
Alternative APNs	`132J00000070002` `000124298` `000172115` `9846-05`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,467 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000172115
Street Address	120 CATHERINE DR
City	HARBINGER
State	NC
Zip	27941-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 7 SECT 2 ALBEMARLE ESTATES
Legal Subdivision	ALBEMARLE ESTATES
Legal Lot Number	7
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1036
Census Tract	110404

Owner

Source: Currituck County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 CATHERINE DR, HARBINGER, NC 27941-9782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 10, 2020	Intrafamily Transfer, Transfer
Aug 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	2020354299
Deed Book / Page	1555 / 350
Last Transfer Date	Dec 13, 2024
Transfer Doc	0017930730
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	120 CATHERINE DR, HARBINGER, NC 27941-9782
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016840164
Date	Mar 9, 2022
Book Page	1684/164
Instrument	374066

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	120 CATHERINE DR, HARBINGER, NC 27941-9782
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CATHERINE DR, HARBINGER, NC 27941-9782

Mortgage

Document Number	0017560528
Date	Dec 28, 2023
Book Page	1756/528
Instrument	386736

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	KITTY HAWK, NC 27949

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	251 Months
Due	Nov 4, 2044

Interest

Rate Type	Adjustable Rate

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CURRITUCK NC
Recording Date	Dec 10, 2020
Property Address	120 CATHERINE DR, HARBINGER, NC 27941-9782
Document Number	0015830458
Book / Page	1583 / 458
Map Reference	CAB I SL 164-168
Instrument Date	Dec 10, 2020
Instrument	358382
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 DOUGLAS CT, HARBINGER, NC 27941-9609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DOUGLAS CT, HARBINGER, NC 27941-9609

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Aug 25, 2020
Property Address	120 CATHERINE DR, HARBINGER, NC 27941-9782
Document Number	0015550350
Book / Page	001555 / 000350
Instrument Date	Aug 25, 2020
Instrument	354299
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$132.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DOUGAS CT HARBINGER NC 27941, HARBINGER, NC 27941

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 1, 2018
Property Address	120 CATHERINE DR, HARBINGER, NC 27941-9782
Document Number	0014420431
Book / Page	001442 / 000431
Instrument Date	Apr 30, 2018
Instrument	335646
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 FIL LN KILL DEVIL HILLS NC 27948, KILL DEVIL HILLS, NC 27948

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,337.00 (+0.18%)	$487,400 (-) Land $50,900 Building $436,500
2024	$3,331.00 (+10.3%)	$487,400 (-) Land $50,900 Building $436,500
2023	$3,020.00 (+30.45%)	$487,400 (-) Land $50,900 Building $436,500	$487,400 (-) Land $50,900 Building $436,500
2022	$2,315.00	$487,400 Land $50,900 Building $436,500	$487,400 (-) Land $50,900 Building $436,500
2021			$487,400 Land $50,900 Building $436,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	11 (2011–2019)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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