118 Catherine Dr, Harbinger, NC 27941 Property Records

Currituck County property record for 118 Catherine Dr, Harbinger, NC 27941

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,519 sqft · built 2021
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9846-05-4363`

Property Details

APN / Parcel Number

Primary APN	`9846-05-4363`
Alternative APNs	`132J00000060002` `000141719` `9846-05`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,519 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	40,075 sqft (0.92 acres)
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000141719
Street Address	118 CATHERINE DR
City	HARBINGER
State	NC
Zip	27941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 6 SECT 2 ALBEMARLE ESTATES
Legal Subdivision	ALBEMARLE ESTATES
Legal Lot Number	6
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1036
Census Tract	110404

Owner

Source: Currituck County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 55, POINT HARBOR, NC 27964-0055
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Jul 5, 2022	Deed, Subdivision Related Transfer
Apr 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BUILDER FINANCE GROUP LLC
Apr 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022
Deed Sale	Jul 5, 2022
Prior Sale	Apr 9, 2020 · Amount on Record
Deed Document Number	2022377097
Deed Book / Page	1701 / 555
Prior Transfer Date	Jan 20, 2012
Prior Transfer Doc	0011860598
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	118 CATHERINE DR, HARBINGER, NC 27941
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 LARRY AVE, GRANDY, NC 27939-9758

Mortgage

Document Number	0017160723
Date	Nov 16, 2022
Book Page	1716/723
Instrument	379845

Lender

Name	TOWNEBANK
Type	Bank
Address	SUFFOLK, VA 23435

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 5, 2022
Property Address	118 CATHERINE DR, HARBINGER, NC 27941
Document Number	0017010555
Book / Page	1701 / 555
Map Reference	CAB I SL 164-168
Instrument Date	Jul 5, 2022
Instrument	377097
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 55, POINT HARBOR, NC 27964-0055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 55, POINT HARBOR, NC 27964-0055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 27, 2021
Property Address	118 CATHERINE DR, HARBINGER, NC 27941
Document Number	0016180440
Book / Page	1618 / 440
Map Reference	CAB 1 SL 164-168
Instrument Date	Apr 27, 2021
Instrument	363657
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 55, POINT HARBOR, NC 27964-0055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 55, POINT HARBOR, NC 27964-0055

Mortgage

Document Number	0000363658
Date	Apr 27, 2021
Instrument	363658

Lender

Name	BUILDER FINANCE GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 9, 2020
Property Address	118 CATHERINE DR, HARBINGER, NC 27941-9782
Document Number	0015290738
Book / Page	001529 / 000738
Instrument Date	Mar 31, 2020
Instrument	350451
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 55 POINT HARBOR NC 279640055, POINT HARBOR, NC 27964-0055

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,059.00 (+0.3%)	$450,700 (-) Land $50,900 Building $399,800
2024	$3,050.00 (+10.11%)	$450,700 (-) Land $50,900 Building $399,800
2023	$2,770.00	$450,700 Land $50,900 Building $399,800	$450,700 (-) Land $50,900 Building $399,800
2021			$450,700 Land $50,900 Building $399,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	11 (2011–2019)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Catherine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures