Newton County property record for 120 Cardinal Ct, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,492 sqft · built 1994 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Oct 2019) |
| Tax Bill | $3,218 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00080-00000-140-000 |
| Primary APN | 00080-00000-140-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,492 sqft Heated Area |
| 1st Floor Area | 1,492 sqft |
| Basement Area | 1,711 sqft |
| Finished Basement | 1,711 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 58,370 sqft (1.34 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 194 sqft |
| Patio Area | 194 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1891 |
|---|---|
| Old Parcel Number | 0008 140 |
| Street Address | 120 CARDINAL CT |
| City | COVINGTON |
| State | GA |
| Zip | 30016-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.34AC LT14 DEER RIDGE |
| Legal Subdivision | DEER RIDGE |
| Legal Lot Number | 14 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 100905 |
Source: Newton County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 CARDINAL CT, COVINGTON, GA 30016-8905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2019 | Deed of Trust, Mortgage HOMESTAR FIN'L |
| Oct 31, 2019 | Warranty Deed, Transfer · Conventional with PMI HOMESTAR FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Prior Sale | Jun 20, 1995 · Amount on Record |
| Deed Document Number | 0003915578 |
| Deed Book / Page | 3915 / 578 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 120 CARDINAL CT, COVINGTON, GA 30016-8905 |
| Document Number | 0039150579 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 120 CARDINAL CT COVINGTON GA 300168905, COVINGTON, GA 30016-8905 |
| Document Number | 0039150579 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 003915/000579 |
| Instrument | 14237 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Oct 31, 2019 |
| Property Address | 120 CARDINAL CT, COVINGTON, GA 30016-8905 |
| Document Number | 0039150578 |
| Book / Page | 003915 / 000578 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 14236 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 CARDINAL CT COVINGTON GA 300168905, COVINGTON, GA 30016-8905 |
| Document Number | 39150579 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 003915/000579 |
| Instrument | 14237 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,218.00 (+21.76%) Homeowner's exemption | $136,920 (+9.33%) Land $16,800 Building $120,120 | $342,300 (+9.33%) Land $42,000 Building $300,300 |
| 2023 | $125,240 Land $7,600 Building $117,640 | $313,100 Land $19,000 Building $294,100 | |
| 2022 | $2,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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