Newton County property record for 85 Cardinal Ct, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,470 sqft · built 1993 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,573 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Sep 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00080-00000-145-000 |
| Primary APN | 00080-00000-145-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,470 sqft Heated Area |
| 1st Floor Area | 1,470 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1896 |
|---|---|
| Street Address | 85 CARDINAL CT |
| City | COVINGTON |
| State | GA |
| Zip | 30016-8925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 0.85AC LT19 DEER RIDGE |
| Legal Subdivision | DEER RIDGE |
| Legal Lot Number | 19 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 100905 |
Source: Newton County records, as of March 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 85 CARDINAL CT, COVINGTON, GA 30016-8925 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Sep 22, 2020 | Loan Modification, Mortgage · Conventional Mortgage UNITED CMNTY BK |
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2024 |
| Deed Sale | Sep 17, 2024 |
| Prior Sale | Apr 10, 2001 · Amount on Record |
| Deed Book / Page | 4656 / 329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 85 CARDINAL CT, COVINGTON, GA 30016-8925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 85 CARDINAL CT, COVINGTON, GA 30016-8925 |
| Document Number | 0046980000000775 |
|---|---|
| Date | Feb 13, 2025 |
| Book Page | 0000004698/0000000775 |
| Instrument | D2025-001415 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 85 CARDINAL CT, COVINGTON, GA 30016-8925 |
| Document Number | 0040900022 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 85 CARDINAL CT COVINGTON GA 300168925, COVINGTON, GA 30016-8925 |
| Document Number | 0040900022 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 004090/000022 |
| Instrument | 15555 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | CONYERS, GA 30013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 29, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 85 CARDINAL CT, COVINGTON, GA 30016-8925 |
| Document Number | 0039170298 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 85 CARDINAL CT COVINGTON GA 300168925, COVINGTON, GA 30016-8925 |
| Document Number | 0039170298 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 003917/000298 |
| Instrument | 14402 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | CONYERS, GA 30013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 3, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,573.00 (+5.88%) | $103,400 (+7.75%) Land $16,800 Building $86,600 | $258,500 (+7.75%) Land $42,000 Building $216,500 |
| 2024 | $2,430.00 (+23.04%) | $95,960 (+4.12%) Land $16,800 Building $79,160 | $239,900 (+4.12%) Land $42,000 Building $197,900 |
| 2023 | $92,160 Land $7,600 Building $84,560 | $230,400 Land $19,000 Building $211,400 | |
| 2022 | $1,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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