Madison County property record for 120 Baumstark Rd, Waco, KY 40385
| Property Type | Other |
|---|---|
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,084 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0107-0000-0108-01 |
| Primary APN | 0107-0000-0108-01 |
|---|---|
| Alternative APN |
|
| Lot Area | 53,143 sqft (1.22 acres) |
|---|
| Account Number | 68118 |
|---|---|
| Street Address | 120 BAUMSTARK RD |
| City | WACO |
| State | KY |
| Zip | 40385-9620 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | LOT 1 (1.22 ACRES) |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11002 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 ELLISTON RD, RICHMOND, KY 40475-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Mar 21, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2024 |
| Deed Sale | Mar 21, 2024 |
| Deed Document Number | 2014195530 |
| Deed Book / Page | D850 / 175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 120 BAUMSTARK RD, WACO, KY 40385-9620 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 303 ELLISTON RD, RICHMOND, KY 40475-9516 |
| Document Number | 0M2328/137 |
|---|---|
| Date | Sep 20, 2024 |
| Book Page | M2328/137 |
| Instrument | 2014223043 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, KY 40336 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 21, 2024 |
| Property Address | 120 BAUMSTARK RD, WACO, KY 40385-9620 |
| Document Number | 00D850/175 |
| Book / Page | D850 / 175 |
| Map Reference | CAB 31 SL 175 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2014195530 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 BAUMSTARK RD, WACO, KY 40385-9620 |
| Name | Verified Name |
|---|---|
| Address | 303 ELLISTON RD, RICHMOND, KY 40475-9516 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,084.00 Additional exemption filed | $115,000 | $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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