115 Baumstark Rd, Waco, KY 40385 Property Records

Madison County property record for 115 Baumstark Rd, Waco, KY 40385

Property Summary

Property Type	Single Family Home
Lot Size	0.834 acres (36,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2022)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0119-0000-0030-A`

Property Details

APN / Parcel Number

Primary APN	`0119-0000-0030-A`
Alternative APNs	`125887` `88812` `55484`

Exterior

Lot Area	36,350 sqft (0.834 acres)

Location & Zoning

Account Number	55484
Street Address	115 BAUMSTARK RD
City	WACO
State	KY
Zip	40385-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SFD
Legal Subdivision	DONALD E ARTHUR AND IMOGENE ARTHUR
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1010
Census Tract	11002

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 BAUMSTARK RD, WACO, KY 40385-9620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed, Transfer · Second Mortgage (Down Payment) LEXINGTON-FAYETTE URBAN COUNTY GOV
Dec 2, 2020	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO
Aug 28, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	202286660
Deed Book / Page	821 / 560
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	0M2151/471
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 14, 2022
Property Address	115 BAUMSTARK RD, WACO, KY 40385-9620
Document Number	00D821/560
Book / Page	D821 / 560
Instrument Date	Apr 13, 2022
Instrument	2014086660
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 OPOSSUM KINGDOM RD, 327, BEREA, KY 40403-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	115 BAUMSTARK RD, WACO, KY 40385-9620

Mortgage

Document Number	2014086681
Date	Apr 14, 2022
Instrument	2014086681

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

Mortgage

Document Number	0M2151/471
Date	Apr 14, 2022
Book Page	M2151/471
Instrument	2014086663

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CLARKSVILLE, TN 37042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 2, 2020
Property Address	115 BAUMSTARK RD, WACO, KY 40385-9620
Document Number	D00797/717
Book / Page	D00797 / 717
Map Reference	MB 416 PG 795
Instrument Date	Dec 1, 2020
Instrument	2014025079
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 GUMBOTTOM RD, 283, WACO, KY 40385-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	115 BAUMSTARK RD, WACO, KY 40385-9620

Mortgage

Document Number	2014025080
Date	Dec 2, 2020
Instrument	2014025080

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 28, 2020
Property Address	115 BAUMSTARK RD, WACO, KY 40385-9620
Document Number	D00793/330
Book / Page	D00793 / 330
Instrument Date	May 4, 2020
Instrument	2014019158
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 GUMBOTTOM RD, 283, WACO, KY 40385-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 GUMBOTTON ROAD, RICHMOND, KY

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,980.00 (-2.8%)	$210,000 (-)	$210,000 (-)
2023	$2,037.00	$210,000	$210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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