120 Alta Mesa Ct, Moraga, CA 94556 Property Records

Contra Costa County property record for 120 Alta Mesa Ct, Moraga, CA 94556

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,698 sqft · built 1974
Lot Size	0.072 acres (3,120 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 1999)
Tax Bill	$7,979 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-570-016`

Property Details

APN / Parcel Number

Primary APN	`258-570-016`
Alternative APN	`258-570-016-0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,698 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Lot Area	3,120 sqft (0.072 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	120 ALTA MESA CT
City	MORAGA
State	CA
Zip	94556-2012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P1
Legal Description	TRACT 4507 LOT 16 CLUSTER 4 EX MR
Legal Subdivision	SUBDIVISION 4507
Legal Tract	4507
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	352102

Owner

120 Alta Mesa Ct, a townhouse, is owned and occupied by an individual who bought it in December 1999.

Source: Contra Costa County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 ALTA MESA CT, MORAGA, CA 94556-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 1999 · Amount on File
Deed Sale	Dec 27, 1999 · Amount on File
Deed Document Number	1999331051
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 9, 2026
Property Address	120 ALTA MESA CT, MORAGA, CA 94556-2012
Document Number	0000095061
Instrument Date	Sep 3, 2026
Instrument	202695061
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ALTA MESA CT, MORAGA, CA 94556-2012

Mortgage

Document Number	0000095061,
Date	Sep 9, 2026
Instrument	202695061

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	120 ALTA MESA CT, MORAGA, CA 94556-2012
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ALTA MESA CT, MORAGA, CA 94556-2012

Mortgage

Document Number	0000118345
Date	Nov 2, 2023
Instrument	2023-118345

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	120 ALTA MESA CT, MORAGA, CA 94556-2012
Document Number	0000217547
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ALTA MESA CT MORAGA CA 945562012, MORAGA, CA 94556-2012

Mortgage

Document Number	0000217547
Date	Sep 25, 2020
Instrument	217547

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	120 ALTA MESA CT, MORAGA, CA 94556-2012
Document Number	0000141514
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ALTA MESA CT MORAGA CA 945562012, MORAGA, CA 94556-2012

Mortgage

Document Number	0000141514
Date	Aug 30, 2019
Instrument	141514

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 120 Alta Mesa Ct was $7,979 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,028 (+2%) Land $260,305 Building $319,723
2025	$7,979.00 Homeowner's exemption	$568,655 Land $255,201 Building $313,454
2023	$7,556.00 (+1.52%) Homeowner's exemption	$546,576 Land $245,293 Building $301,283
2022	$7,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 120 Alta Mesa Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Alta Mesa Ct is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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