115 Alta Mesa Ct, Moraga, CA 94556 Property Records

Contra Costa County property record for 115 Alta Mesa Ct, Moraga, CA 94556

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,954 sqft · built 1974
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Trust Names on File
Last Sale	$1,310,000 (Jun 2020)
Tax Bill	$7,828 (2025)
Deeds & Mortgages	Oct 2026 Reverse Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-570-008-7`

Property Details

APN / Parcel Number

Primary APN	`258-570-008-7`
Alternative APN	`258-570-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,954 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Lot Area	3,600 sqft (0.083 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 ALTA MESA CT
City	MORAGA
State	CA
Zip	94556-2011
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P1
Legal Description	TRACT 4507 LOT 8 CLUSTER 2 EX MR
Legal Subdivision	SUBDIVISION 4507
Legal Tract	4507
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	352102

Owner

115 Alta Mesa Ct, a townhouse, is owner-occupied and held in a trust since June 2020.

Source: Contra Costa County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	115 ALTA MESA CT, MORAGA, CA 94556-2011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Grant Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 18, 2020	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Dec 27, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Dec 27, 2017 · Amount on File
Deed Document Number	2020118568
Prior Transfer Date	Jun 11, 2013
Prior Transfer Doc	0000153186
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 5, 2026
Property Address	115 ALTA MESA CT, MORAGA, CA 94556-2011
Document Number	0000104685
Instrument Date	Sep 18, 2026
Instrument	2026104685
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES TIT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	115 ALTA MESA CT, MORAGA, CA 94556-2011

Mortgage

Document Number	0000104686,
Date	Oct 5, 2026
Instrument	2026104686

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	823 Months
Due	May 7, 2095

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000104687,
Date	Oct 5, 2026
Instrument	2026104687

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	828 Months
Due	May 7, 2095

Interest

Rate	88%
Max Rate	-1%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 18, 2020
Property Address	115 ALTA MESA CT, MORAGA, CA 94556-2011
Document Number	0000118568
Map Reference	MB 174 PG 29
Instrument Date	Jun 5, 2020
Instrument	2020-118568
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	115 ALTA MESA CT, MORAGA, CA 94556-2011

Mortgage

Document Number	0000118569
Date	Jun 18, 2020
Instrument	2020-118569

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 27, 2017
Property Address	115 ALTA MESA CT, MORAGA, CA 94556-2011
Document Number	0000242951
Instrument Date	Dec 22, 2017
Instrument	242951
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,230.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	115 ALTA MESA CT MORAGA CA 945562011, MORAGA, CA 94556-2011

Tax Assessment & Valuation

The 2025 property tax bill for 115 Alta Mesa Ct was $7,828.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$565,704 (+2%) Land $356,964 Building $208,740
2025	$7,828.00 Homeowner's exemption	$554,613 Land $349,965 Building $204,648
2023	$7,413.00 (+1.51%) Homeowner's exemption	$533,078 Land $336,376 Building $196,702
2022	$7,303.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Alta Mesa Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Alta Mesa Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Verizon.

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