120 A St, Wind Gap, PA 18091 Property Records

Northampton County property record for 120 A St, Wind Gap, PA 18091

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1977
Lot Size	0.372 acres (16,204 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Feb 2018)
Tax Bill	$520 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5564-08-7177-0144`

Property Details

APN / Parcel Number

Primary APN	`5564-08-7177-0144`
Alternative APN	`F8NW4A 5 3A 0638`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 A ST
City	WIND GAP
State	PA
Zip	18091-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Subdivision	PLAN OF BUILDING LOTS
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	WIND GAP
Census Block Group	2
Census Block	2033
Census Tract	15700

Owner

120 A St is owned and occupied by two individuals who acquired it in October 2024.

Source: Northampton County records, as of March 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 A ST, WIND GAP, PA 18091-1621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 15, 2018	Grant Deed, Transfer · VA Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Prior Sale	Nov 26, 2001
Deed Document Number	20183833
Deed Book / Page	2018-1 / 029210
Last Transfer Date	Oct 29, 2024
Transfer Doc	0000023237
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	120 A ST, WIND GAP, PA 18091-1621
Transaction Type	Mortgage
Record Updated	May 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005981
Date	Mar 24, 2023
Book Page	2023-1/51666
Instrument	2023005981

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	120 A ST, WIND GAP, PA 18091-1621
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	WEST COAST ABSTRACT, EAST COAST ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008948
Date	Mar 4, 2021
Book Page	2021-1/78552
Instrument	2021008948

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Mar 1, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Feb 15, 2018
Property Address	120 A ST, WIND GAP, PA 18091-1621
Document Number	0000003833
Book / Page	000001 / 029210
Instrument Date	Feb 12, 2018
Instrument	3833
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	REALTY ABSTRACT COMPANY, REALTY ABSTRACT CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,790.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 A ST WIND GAP PA 180911621, WIND GAP, PA 18091-1621

Mortgage

Document Number	3834
Date	Feb 15, 2018
Book Page	000001/029214
Instrument	3834

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 120 A St was $520.

Source: Northampton County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
Municipality	Wind Gap Borough
Unified School District	Pen Argyl Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$520.00	$48,200 Land $17,300 Building $30,900
2024	$4,090.00	$48,200 Land $17,300 Building $30,900
1995			$96,400 Land $34,600 Building $61,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 A St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 A St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWC BLUE MOUNTAIN private · serves 23,763 people · EPA ID PA3480055
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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