109 A St, Wind Gap, PA 18091 Property Records

Northampton County property record for 109 A St, Wind Gap, PA 18091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,299 sqft · built 1997
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2019)
Tax Bill	$555 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5564-08-6976-7861`

Property Details

APN / Parcel Number

Primary APN	`5564-08-6976-7861`
Alternative APN	`F8NW4A 7 2 0638`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area

Exterior

Year Built	Built 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,009 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 A ST
City	WIND GAP
State	PA
Zip	18091-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	DIST:38 CITY/MUNI/TWP:WIND GAP BOROUGH
Legal Subdivision	WHISPERING ACRES
Legal Block	7
Legal Lot Number	2
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	WIND GAP
Census Block Group	2
Census Block	2035
Census Tract	15700

Owner

Source: Northampton County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 A ST, WIND GAP, PA 18091-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS SAVINGS BANK
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 6, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 16, 2017	Deed, Transfer · Conventional Mortgage LAFAYETTE AMBASSADOR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	019-139296
Deed Book / Page	2019-1 / 39296
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	109 A ST, WIND GAP, PA 18091-1622
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	TIGER ABSTRACT INC, TIGER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004082
Date	Feb 27, 2023
Book Page	2023-1/34784
Instrument	2023004082

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank
Address	CLARKS SUMMIT, PA 18411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	109 A ST, WIND GAP, PA 18091-1622
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	PRIDE ABSTRACT LAFAYETTE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006253
Date	Feb 18, 2021
Book Page	2021-1/53192
Instrument	2021006253

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Mar 6, 2019
Property Address	109 A ST, WIND GAP, PA 18091-1622
Document Number	0000005145
Book / Page	2019-1 / 039296
Instrument Date	Mar 5, 2019
Instrument	2019005145
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	SIMPLIFILE LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 A ST, WIND GAP, PA 18091-1622

Mortgage

Document Number	0000005146
Date	Mar 6, 2019
Instrument	2019005146

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Feb 16, 2017
Property Address	109 A ST, WIND GAP, PA 18091-1622
Document Number	0000004699
Book / Page	2017-1 / 035570
Instrument Date	Feb 16, 2017
Instrument	2017004699
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 A ST, WIND GAP, PA 18091-1622

Mortgage

Document Number	0000004700
Date	Feb 16, 2017
Instrument	2017004700

Lender

Name	LAFAYETTE AMBASSADOR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
Municipality	Wind Gap Borough
Unified School District	Pen Argyl Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$555.00 (-87.27%)	$51,400 (-) Land $14,500 Building $36,900
2024	$4,361.00	$51,400 Land $14,500 Building $36,900
1995			$102,800 Land $29,000 Building $73,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 31, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWC BLUE MOUNTAIN private · serves 23,763 people · EPA ID PA3480055
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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