120 7th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 120 7th Ave NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.144 acres (6,299 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2022)
Tax Bill	$2,536 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`17.00517.01`

Property Details

APN / Parcel Number

Primary APN	`17.00517.01`

Exterior

Lot Area	6,299 sqft (0.144 acres)

Location & Zoning

Street Address	120 7TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 FIRST ADDN TO EAST ST CLOUD LOT-013 BLOCK-006
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	FIRST ADDN TO EAST ST CLOUD
Legal Block	6
Legal Lot Number	13
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5006
Census Tract	21201

Owner

Source: Benton County records · APN 17.00517.01

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 7TH AVE SE, SAINT CLOUD, MN 56304-0809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 02, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2022 · Amount on Record
Deed Sale	Sep 09, 2022 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	2022462750
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 09, 2022
Property Address	120 7TH AVE NE, SAINT CLOUD, MN 56304-0507
Document Number	0000462750
Instrument Date	Aug 26, 2022
Instrument	462750
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 7TH AVE NE, SAINT CLOUD, MN 56304-0507

Mortgage

Document Number	0000462751
Date	Sep 09, 2022
Instrument	462751

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 02, 2017
Property Address	120 7TH AVE NE, SAINT CLOUD, MN 56304-0507
Document Number	0000425390
Instrument Date	Sep 29, 2017
Instrument	425390
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,536.00 (+12.11%) Homeowner's exemption	$189,700 (-) Land $25,000 Building $164,700	$189,700 (-) Land $25,000 Building $164,700
2025	$2,262.00 (+9.49%) Homeowner's exemption	$189,700 (-) Land $25,000 Building $164,700	$189,700 (-) Land $25,000 Building $164,700
2023	$2,066.00	$189,700 Land $25,000 Building $164,700	$189,700 Land $25,000 Building $164,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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