110 7th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 110 7th Ave NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.107 acres (4,670 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jun 2022)
Tax Bill$10,204 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jun 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17.01826.00

Property Details

APN / Parcel Number

Primary APN17.01826.00

Exterior

Lot Area4,670 sqft (0.107 acres)

Location & Zoning

Street Address110 7TH AVE NE
CitySAINT CLOUD
StateMN
Zip56304-0507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-036 RANGE-031 SCHREIFELS 1ST ADDN LOT-002 BLOCK-001
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionSCHREIFELS 1ST ADDN
Legal Block1
Legal Lot Number2
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group5
Census Block5006
Census Tract21201

Owner

Source: Benton County records · APN 17.01826.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address110 7TH AVE NE, SAINT CLOUD, MN 56304-0507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY LLC
Jun 24, 2022Intrafamily Transfer, Transfer · Second Mortgage (Down Payment)
BAY EQUITY LLC
May 16, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2022 · Amount on Record
Deed SaleJun 24, 2022 · Amount on Record
Prior SaleMay 16, 2019 · Amount on Record
Deed Document Number2022461405
Prior Transfer DateMay 31, 2022
Prior Transfer Doc0000461404
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJun 24, 2022
Property Address110 7TH AVE NE, SAINT CLOUD, MN 56304-0507
Document Number0000461405
Instrument DateJun 17, 2022
Instrument461405
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyRAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$726.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 7TH AVE NE, SAINT CLOUD, MN 56304-0507

Mortgage

Document Number0000461406
DateJun 24, 2022
Instrument461406
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBENTON MN
Recording DateJun 24, 2022
Property Address110 7TH AVE NE, SAINT CLOUD, MN 56304-0507
Document Number0000461404
Instrument DateMay 31, 2022
Instrument461404
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanySTEARNS CNTY ABSTRACT & TTL

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 7TH AVE NE, SAINT CLOUD, MN 56304-0507
InvestorPossibly a Property Investor

Mortgage

Document Number0000461407
DateJun 24, 2022
Instrument461407
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionBENTON MN
Recording DateMay 16, 2019
Property Address110 7TH AVE NE, SAINT CLOUD, MN 56304-0507
Document Number0000435662
Instrument DateApr 30, 2019
Instrument435662
Transaction TypeTransfer
Record UpdatedJul 21, 2023

Transaction

AmountAmount Recorded
Tax$198.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address110 7TH AVE NE, SAINT CLOUD, MN 56304-0507
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10,204.00 (+422.75%)$178,300 (-) Land $25,000 Building $153,300$178,300 (-) Land $25,000 Building $153,300
2023$1,952.00$178,300 Land $25,000 Building $153,300$178,300 Land $25,000 Building $153,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, Lumen Technologies.

Based on FCC filings for 203 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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