120 3rd St W, Whitefish, MT 59937 Property Records

Flathead County property record for 120 3rd St W, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,176 sqft · built 1996
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,217 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0757218`

Property Details

APN / Parcel Number

Primary APN	`R0757218`
Alternative APNs	`07-4292-36-2-13-03-0000` `0000180050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,188 sqft
Finished Basement	1,188 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000180050
Street Address	120 W 3RD ST
City	WHITEFISH
State	MT
Zip	59937-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	GOJENDES TR AMD L2 B2, S36, T31 N, R22 W, BLOCK 2, LOT 2, GOJENDES TR AMD L2 BLK 2
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	GOJENDES TR AMD L2 B2
Legal Block	2
Legal Lot Number	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2000
Census Tract	402

Owner

120 3rd St W is owned and occupied by two individuals who acquired it in August 2026.

Source: Flathead County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 W 3RD ST, WHITEFISH, MT 59937-3013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Aug 29, 2025	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Dec 29, 2023	Grant Deed, Transfer
Dec 10, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026
Deed Sale	Aug 28, 2026
Prior Sale	Dec 10, 2021
Deed Document Number	202619289
Prior Transfer Date	Dec 29, 2023
Prior Transfer Doc	0000023217
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 28, 2026
Property Address	120 W 3RD ST, WHITEFISH, MT 59937-3013
Document Number	0000019289
Instrument Date	Aug 26, 2026
Instrument	202619289
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W 3RD ST, WHITEFISH, MT 59937-3013

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	120 W 3RD ST, WHITEFISH, MT 59937-3013
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, ATEC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W 3RD ST, WHITEFISH, MT 59937-3013

Mortgage

Document Number	202500018662
Date	Aug 29, 2025
Instrument	202500018662

Lender

Name	GLACIER BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 29, 2023
Property Address	120 3RD ST W, WHITEFISH, MT 59937-3013
Document Number	202300023217
Instrument Date	Dec 29, 2023
Instrument	202300023217
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 3RD ST W, WHITEFISH, MT 59937-3013

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 10, 2021
Property Address	120 3RD ST W, WHITEFISH, MT 59937-3013
Document Number	202100042507
Instrument Date	Dec 9, 2021
Instrument	202100042507
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34986 CALDBECK LN, POLSON, MT 59860-8092

Tax Assessment & Valuation

The 2026 property tax bill for 120 3rd St W was $3,217, down 10.3% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,217.00 (-10.32%)	$982,700 (-)
2025	$3,587.00	$982,700	$982,700 Land $338,750 Building $643,950
2023	$4,476.00	$651,800	$651,800 Land $231,500 Building $420,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 3rd St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 3rd St W is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Vero Fiber.

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