225 3rd St W, Whitefish, MT 59937 Property Records

Flathead County property record for 225 3rd St W, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1922
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Sep 2020)
Tax Bill	$2,053 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0785948`

Property Details

APN / Parcel Number

Primary APN	`R0785948`
Alternative APNs	`07-4292-36-2-25-08-0000` `0000901400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,232 sqft
Upper Floors Area	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000901400
Street Address	225 W 3RD ST
City	WHITEFISH
State	MT
Zip	59937-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	GOJENDES TR ADD 1, S36, T31 N, R22 W, BLOCK 002, LOT 005, 5 N230' 2
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	GOJENDES TR ADD 1
Legal Block	2
Legal Lot Number	2,5
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2010
Census Tract	402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 W 3RD ST, WHITEFISH, MT 59937-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	202028867
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	225 3RD ST W, WHITEFISH, MT 59937-3016
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 3RD ST W, WHITEFISH, MT 59937-3016

Mortgage

Document Number	202400002398
Date	Feb 5, 2024
Instrument	202400002398

Lender

Name	GLACIER BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 4, 2020
Property Address	225 3RD ST W, WHITEFISH, MT 59937-3016
Document Number	202000028867
Instrument Date	Sep 4, 2020
Instrument	202000028867
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	785 LITTLE LOOP DR, PORT ANGELES, WA 98362-9374

Mortgage

Document Number	202000028868
Date	Sep 4, 2020
Instrument	202000028868

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,053.00 (-50.4%)	$680,700 (+12.94%)
2025			$680,700 (+12.94%) Land $345,550 Building $335,150
2023	$4,139.00	$602,700	$602,700 Land $254,700 Building $348,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Vero Fiber.

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