120 2nd St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 120 2nd St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1951
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$325,888 (Mar 2023)
Tax Bill	$8,993 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-00237-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`10-00237-0000-00015`
Alternative APN	`100023700015`

Interior

Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Street Address	120 2ND ST
City	MIDDLESEX
State	NJ
Zip	08846-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	60X100
Legal Subdivision	GREEN MDWS
Legal Block	237
Legal Lot Number	15
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	4
Census Block	4005
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	120 2ND ST, MIDDLESEX, NJ 08846-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 19, 2023	Deed of Trust, Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Mar 16, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 16, 2023	Deed, Transfer · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Prior Sale	Dec 17, 2012 · Amount on Record
Deed Document Number	202315923
Deed Book / Page	19171 / 1516
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	120 2ND ST, MIDDLESEX, NJ 08846-2124
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050160
Date	Aug 25, 2023
Book Page	19284/1582
Instrument	2023050160

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	120 2ND ST, MIDDLESEX, NJ 08846-2124
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	NOT AVAILABLE, TOP CHOICE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041562
Date	Jul 19, 2023
Book Page	19255/738
Instrument	2023041562

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Amount	Amount Recorded
Term	55 Months
Due	Feb 3, 2028

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	120 2ND ST, MIDDLESEX, NJ 08846-2124
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	NOT AVAILABLE, TOP CHOICE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015925
Date	Mar 16, 2023
Book Page	19171/1536
Instrument	2023015925

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 16, 2023
Property Address	120 2ND ST, MIDDLESEX, NJ 08846-2124
Document Number	0000015923
Book / Page	19171 / 1516
Instrument Date	Jan 12, 2023
Instrument	2023015923
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	TOP CHOICE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,917.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1414 MARLBOROUGH AVE, PLAINFIELD, NJ 07060-3315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 2ND ST, MIDDLESEX, NJ 08846-2124

Mortgage

Document Number	0000015924
Date	Mar 16, 2023
Book Page	19171/1522
Instrument	2023015924

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Feb 3, 2028

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,800 (+4.86%) Land $124,200 Building $320,600	$444,800 (+4.86%) Land $124,200 Building $320,600
2025	$8,993.00 (+8.23%)	$424,200 (+18.13%) Land $124,200 Building $300,000	$424,200 (+18.13%) Land $124,200 Building $300,000
2024	$8,309.00 (+3.2%)
2023		$359,100 Land $124,200 Building $234,900	$359,100 Land $124,200 Building $234,900
2022	$8,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	606 (1979–2025)
Claims Outside the SFHA	17 of 606
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 133 claims Severe Storms And Flooding, Mar 2010 · 160 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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