119 2nd St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 119 2nd St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1951
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Apr 2026)
Tax Bill	$7,202 (2025)
Deeds & Mortgages	Dec 2022 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`10-00236-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`10-00236-0000-00021`
Alternative APN	`100023600021`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	119 2ND ST
City	MIDDLESEX
State	NJ
Zip	08846-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	62.50X100
Legal Subdivision	GREEN MDWS
Legal Block	236
Legal Lot Number	21
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	4
Census Block	4004
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 2ND ST, MIDDLESEX, NJ 08846-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 2, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 13, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL SERVICES INC
Jan 19, 2024	Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Oct 18, 2022	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Jan 19, 2024 · Amount on Record
Deed Document Number	202623175
Deed Book / Page	19996 / 828
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	119 2ND ST, MIDDLESEX, NJ 08846-2125
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	TSG TITLE AGENCY INC, ATS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099937
Date	Dec 1, 2022
Book Page	19101/178
Instrument	2022099937

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2052

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	119 2ND ST, MIDDLESEX, NJ 08846-2125
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 2ND ST, MIDDLESEX, NJ 08846-2125

Mortgage

Document Number	0000025924
Date	May 2, 2025
Book Page	19717/1794
Instrument	2025025924

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 13, 2026
Property Address	119 2ND ST, MIDDLESEX, NJ 08846-2125
Document Number	0000023175
Book / Page	19996 / 828
Instrument Date	Mar 30, 2026
Instrument	202623175
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NU WORLD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 2ND ST, MIDDLESEX, NJ 08846-2125

Mortgage

Document Number	0000023176,
Date	Apr 13, 2026
Instrument	202623176

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 19, 2024
Property Address	119 2ND ST, MIDDLESEX, NJ 08846-2125
Document Number	0000003512
Book / Page	19382 / 1464
Instrument Date	Dec 28, 2023
Instrument	2024003512
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,972.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3260 NW 2ND ST # ST102, ST102, POMPANO BEACH, FL 33069-2648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 2ND ST, MIDDLESEX, NJ 08846-2125

Mortgage

Document Number	0000003513
Date	Jan 19, 2024
Instrument	2024003513

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 18, 2022
Property Address	119 2ND ST, MIDDLESEX, NJ 08846-2125
Document Number	0000089356
Book / Page	19066 / 854
Instrument Date	Oct 10, 2022
Instrument	2022089356
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	TSG TITLE AGENCY INC, ATS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,746.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 MISTY LN, 172, MIDDLESEX, NJ 08846-1642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 2ND ST, MIDDLESEX, NJ 08846-2125

Mortgage

Document Number	0000089357
Date	Oct 18, 2022
Instrument	2022089357

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,000 (+9.51%) Land $124,200 Building $247,800	$372,000 (+9.51%) Land $124,200 Building $247,800
2025	$7,202.00 (+4.03%)	$339,700 (+13.54%) Land $124,200 Building $215,500	$339,700 (+13.54%) Land $124,200 Building $215,500
2024	$6,923.00 (+2.79%)
2023		$299,200 (+339.35%) Land $124,200 Building $175,000	$299,200 (+339.35%) Land $124,200 Building $175,000
2022	$6,735.00	$68,100 Land $29,700 Building $38,400	$68,100 Land $29,700 Building $38,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	606 (1979–2025)
Claims Outside the SFHA	17 of 606
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 133 claims Severe Storms And Flooding, Mar 2010 · 160 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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