Manatee County property record for 118 12th Ave E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,245 sqft · built 2006 |
| Lot Size | 0.245 acres (10,656 sqft) |
| Owner | Individual Name on File |
| Last Sale | $745,000 (Jun 2019) |
| Tax Bill | $14,338 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 25816-0257-9 |
| Primary APN | 25816-0257-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,245 sqft Living Area |
| Gross Area | 4,319 sqft |
| 1st Floor Area | 2,155 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,656 sqft (0.245 acres) |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 350 sqft |
| Porch | Screened Porch |
| Porch Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 118 12TH AVE E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-4265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PL_PD-MU |
| Legal Description | LOT 11 PENINSULA AT RIVIERA DUNES PI#25816.0257/9 TOGETHER WITH RIGHT TO USE BOAT SLIP #36 PENINISULA NEIGHBORHOOD MARINA PER ASSIGNMENT REC IN INST # 202541003734 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 24 |
| Legal Subdivision | PENINSULA AT RIVIERA DUNES |
| Legal Tract | 02581600 |
| Legal Lot Number | 11 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1502 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 12TH AVE E, PALMETTO, FL 34221-4265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NOVUS HM MTG |
| Jun 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2019 · Amount on File |
| Deed Sale | Jun 6, 2019 · Amount on File |
| Prior Sale | Mar 23, 2005 · Amount on File |
| Deed Document Number | 201955539 |
| Deed Book / Page | 2785 / 7842 |
| Last Transfer Date | Dec 21, 2023 |
| Transfer Doc | 0000003418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 118 12TH AVE E, PALMETTO, FL 34221-4265 |
| Document Number | 0041072438 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 12TH AVE E PALMETTO FL 342214265, PALMETTO, FL 34221-4265 |
| Document Number | 0041072438 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 41072438 |
| Name | NOVUS HM MTG |
|---|---|
| Address | WAUKESHA, WI 53186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 6, 2019 |
| Property Address | 118 12TH AVE E, PALMETTO, FL 34221-4265 |
| Document Number | 0041055539 |
| Book / Page | 2785 / 7842 |
| Map Reference | MB 36 PG 143 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 201941055539 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 BEACH DR NE, 1800, SAINT PETERSBURG, FL 33704-4832 |
| Name | Verified Name |
|---|---|
| Address | 118 12TH AVE W, PALMETTO, FL 34221-4022 |
| Document Number | 0027857843 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 2785-7843 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Palmetto City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $797,529 (+2.7%) | $1,306,494 (-0.24%) Land $359,975 Building $946,519 | |
| 2025 | $14,338.00 (+5.43%) Homeowner's exemption | $776,562 (+5.99%) | $1,309,698 (+5.28%) Land $359,975 Building $949,723 |
| 2024 | $13,600.00 (+1.46%) | ||
| 2023 | $13,404.00 (+2.59%) Homeowner's exemption | $732,695 (+3%) | $1,244,004 (+21.92%) Land $268,600 Building $975,404 |
| 2022 | $13,066.00 Homeowner's exemption | $711,354 | $1,020,321 Land $180,000 Building $840,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 177 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 469 units insured incl. 292 condo units |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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